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Leaving from Belgium?To the Belgian plan →See the plan for Belgians moving to Turkey →This plan is for people leaving the Netherlands.

Step-by-step plan · Visa required

The step-by-step plan for Turkey

From "we want this" to being settled, in 34 steps. Read phase 1 in full here. Test your departure date along the way. Then you'll know whether you want the rest.

34 steps5 phases55 official sources10 only for your situationchecked on 14 October 2026

Phase 1 starts below ↓The whole plan: € 399 one-off, no subscription.

A plan that keeps track of what needs to happen now.

Every step sits in its place in the order, with the lead time, the counter and the official source. You and your partner tick off what is done. The plan counts back from your departure date and shows what has to start when and what is running now.

Below is phase 1, exactly as it appears in the plan.

The dashboard of the step-by-step plan for Turkey: the current phase, the open steps, the next step and the deadline bar.

The route

  1. Orientation

    6 steps

    Open · You are here

  2. Your visa

    5 steps

    In your plan

  3. Closing the Netherlands

    12 steps

    In your plan

  4. The move

    4 steps

    In your plan

  5. Arrival in Turkey

    7 steps

    In your plan

Phase 1 is the question "can we, and do we want to?". From phase 2 the arranging begins.

Phase 1 · Orientation

6 of 6 steps open

In Turkey you don't live on a permanent settlement, but on a permit you keep renewing. Two things shape this journey more than the form: which neighbourhood you choose, and the treaty that leaves your AOW with the Netherlands.

By the end of phase 1 you know how living in Turkey is arranged and which clocks are running. You know how healthcare and tax work for you there, and the family is behind the decision.

Doing this together?

Invite your partner with a link. You then each tick your own steps, on your own phone or laptop, and see at every step whether the other has already done it. No account needed.

We only store which step numbers you ticked, under a random code. No name, no email. Anyone with the link can see the ticks. After six months without use we delete it.

Step 1.1

Understand the system: 90 days free, then the ikamet

Lead time:
reading step
Costs:
none

In this step you read how you may live in Turkey: first as a visitor, and after that with a permit you renew again and again.

As a Dutch citizen you enter without a visa. You may stay for at most ninety days in any period of a hundred and eighty days. Whoever stays longer applies for a residence permit: the ikamet. You do that via e-ikamet, the official portal of Göç İdaresi (the Turkish immigration service). After that comes an appointment in person.

This is how it continues:

  • The first permit is often valid for six months to a year.
  • After that you renew it each time.
  • After eight years of uninterrupted residence you can apply for long-term residence.

So Turkey is a country of renewing, not of settling. Your right of residence is always temporary, until you've applied for it again. Whoever knows and accepts that rhythm lives there well and cheaply. The Dutch community on the south coast has been proving it for decades.

Checked against the official source

The official sources for this step

Step 1.2

Know how healthcare and tax work there

Lead time:
an evening of research
Costs:
none

In this step you see how your healthcare and your tax are arranged in Turkey. On two points it turns out differently from what the forums claim. Both in the right direction, provided you know the rules.

Healthcare. Turkey is a CAK treaty country. The CAK is the Dutch body that arranges healthcare for people living abroad. Pensioners with a Dutch statutory pension, such as the AOW (the Dutch state pension), register with the CAK. Via a treaty form they get access to the SGK, the Turkish state system. For that they pay a treaty contribution. So no lifelong private policy is needed, unlike in Thailand or Indonesia.

Tax. The tax treaty between the Netherlands and Turkey splits your pension into two halves:

  • Only Turkey may tax your occupational pension. Whether Turkey exempts it depends on your pension fund; more on that later in the plan.
  • Your AOW stays with the Netherlands, and so is taxed in the Netherlands.

So "everything tax-free" is only half true there. The difference between the two halves decides your net monthly income. Read both articles before you plan further.

Checked against the official source

The official sources for this step

Step 1.3

Explore the region — with the earthquake map beside it

Lead time:
weeks, preferably outside the high season
Costs:
an exploratory trip is a serious cost item

In this step you find out where in Turkey you want to live. Holiday Turkey and living-in-Turkey are two different countries:

  • The coastal strip from Antalya to Fethiye has the Dutch community, the mild winters and the lowest prices.
  • Istanbul is a world city, with world-city rents.

This is how you explore the region:

  • Go outside the high season.
  • Do an ordinary supermarket round.
  • Feel the winter. The coastal winter is milder than the Dutch one, but houses there are built for summer.

Also put the earthquake map beside it, because here it counts in choosing where you'll live. Almost all of Turkey is seismically active, and so prone to earthquakes. The south coast is more moderate in this than the Aegean coast. Look per neighbourhood at the year of construction: after 2000, preferably after 2018. Let that weigh in where you'll rent or buy later, and in what.

Step 1.4

Get a picture of what it's going to cost

Lead time:
1-2 hours with the calculator
Costs:
none

In this step you see what the move is going to cost you. The calculator above works with your own moving choices.

The journey itself is affordable. The permit costs hundreds of euros a year, not thousands. And life on the coast is considerably cheaper than in the Netherlands. The big items are the move itself and the first months.

One warning belongs with every amount in this plan. Inflation in Turkey was around thirty percent in 2026. So every amount in lira, the Turkish currency, is a snapshot. Work out your budget in euros. And count on rents, fees and premiums rising sharply every year.

Step 1.5

The family conversation

Lead time:
three evenings, and weeks to let it sink in
Costs:
none

In this step you make sure the whole family is behind the decision. It's the step without forms, and yet this is where most journeys fail.

Going alone? Then have this conversation with the people you're leaving behind. The questions below work for them too.

Take three evenings. One conversation is too short for a decision like this. Set aside three evenings, a week apart. Talk with your partner, and depending on their age with your children too:

  • Evening 1, why. Why do we want this? What do we hope to find in Turkey? What are we leaving behind here? Would that really be different there?
  • Evening 2, what we give up. Who and what will we miss? What are we dreading most? What do we do if it disappoints?
  • Evening 3, the conditions. What needs to be in place for each of us to say yes? When do we check together whether it's going well, for example after six and after twelve months? And what would be a reason for us to come back?

Write the conditions down. On the kitchen-table card it all fits on one A4 sheet.

With Turkey, distance is the smallest problem. It's three and a half hours of flying, and tickets are affordable. On those evenings, above all take in life in a country with a different political and economic dynamic from what you're used to.

Divide the work. Agree who takes on which part of this plan: the papers for your residence, the house and the cancellations, the school, the move. That way not one of you carries everything. Invite your partner into your plan; then you both see what's done.

Is one of you going without an income of your own? Someone who lives in Turkey and doesn't work in the Netherlands usually stops building up AOW. AOW is the Dutch state pension. For every year you're not insured, you later get 2 percent less AOW. From the moment you're no longer insured, you have one year to take out voluntary insurance with the SVB.

Also discuss whether that partner keeps an account and money of their own, and how you decide together on big expenses.

Married, registered or living together? That can matter for your partner's residence permit, for being insured together for healthcare and for inheritance. If you go via the treaty to the SGK, the Turkish social insurance, with your AOW or pension, family members without an income of their own can be co-insured. The SGK has to approve that. Check at your residence permit and your healthcare further on in your plan what applies to you.

Are children coming? How you tell them depends on their age:

  • Up to about four. Tell them shortly before the move and keep fixed routines, such as the bedtime ritual and the cuddly toy in the hand luggage.
  • Primary school. Tell them well in advance and let them look along: photos of the school, the neighbourhood and the house. Let them choose something, such as their room.
  • Teenagers. Involve them in the decision itself. For them, saying goodbye to friends weighs heaviest. Agree how they'll stay in touch and when they'll see their friends again.

With Turkey the school is above all a choice of language: free Turkish-language public education, or expensive international education. For young children public education is a language bath that can work. For older children it's a wall.

Who learns the language, and when? In Turkey that's Turkish. Outside the tourist zones you won't get by in English. Often the partner without work needs the language most, and that's exactly the one with no colleagues to practise with. Plan it together, preferably before you leave.

Step 1.6

Choose your target date

Lead time:
decision moment
Costs:
none

In this step you close the orientation phase with a target date for departure. Don't see that date as a deadline, but as a compass.

These clocks set the pace here:

  • The ninety visa-free days. Your application must be underway within that period.
  • The pet's titre test, a blood test for protection against rabies. Count four to six months ahead.
  • The driving licence. You have to exchange it within six months of settling.

A realistic picture: from serious decision to being settled, this journey takes most people four to eight months.

You fill in the date below on this card, and that completes this step. You can always adjust your target date. The planning then adjusts with it.

Is your situation slightly different?

A partner who stays in the Netherlands, work that carries on, a house you keep, children who stay at school here: I'm happy to talk those through, even before you have the plan. Email me what's going on for you. I read it myself and reply within two working days.

If you then take the plan, I'll work what we discussed into your personal plan.

Email me about your situation → info@vertrekklaar.nl

You know what you're getting into. Now the arranging begins.

You've read phase 1 of the step-by-step plan for Turkey. The full plan has another 28 steps ready for you: Your visa, Closing the Netherlands, The move and Arrival in Turkey.

The plan counts everything back from your departure date and watches your deadlines and documents. You only see the steps that apply to you.

The step-by-step plan for Turkey

€ 399

one-off · no subscription · instant access

Also included: deadlines watched · documents with expiry dates · only your steps · your partner ticks along · all cancellation letters · questions to me.

✎ I read along

Stuck somewhere? Ask your question at the step. I read it myself and answer within two working days. Or talk to me for fifteen minutes. Usually within a day of that call your situation is in the plan.

Not ready yet? Send yourself your date and phase 1 →

Phase 2 · Your visa0 of 5 steps open

You choose the route on paper, but the neighbourhood has a say. In a closed neighbourhood a first application is automatically refused. The only reliable list is the address check in e-ikamet itself.

  1. 2.1Choose your routedecision moment after reading
  2. 2.2Check the neighbourhood before you signa quarter of an hour — and it saves months
  3. 2.3Gather the documents2-4 weeks
  4. 2.4Submit via e-ikamet and go to the appointmentappointment follows automatically; decision within weeks to months
  5. 2.5Know the annual cycle: renewing, and the road to eight yearsrecurring — every permit period again
Phase 3 · Closing the Netherlands0 of 12 steps open

In this phase you close things off in the Netherlands. Mostly it's the familiar list, with two lessons of its own for Turkey. For pensioners, the CAK route replaces the private policy. And the exemption from wage tax applies to your pension, not to your AOW.

  1. 3.1Arrange the healthcare transition3-6 weeks — start with the CAK before you leave
  2. 3.2Know where you'll pay taxa conversation with a tax adviser, plus the Turkish ruling
  3. 3.3Deregister and tell the SVBderegistering is possible from 5 days before departure; the whole takes 4-8 weeks
  4. 3.4Arrange your money lines1-2 weeks
  5. 3.5Partner comes along without a job of their ownonly if this applies to you
  6. 3.6Living partly in the Netherlands: the eight-month ruleonly if this applies to you
  7. 3.7The house in the Netherlands: sell, rent out or keeponly if this applies to you
  8. 3.8Children staying in the Netherlands: DUO, healthcare and the houseonly if this applies to you
  9. 3.9Cancel what stops: job, rent, energy, subscriptions and schoolstart three months before departure; most notice periods are one month
  10. 3.12Prepare your child for the moveonly if this applies to you
  11. 3.10Stay reachable: DigiD, your phone number, your bank and your postarrange it before you leave; afterwards it takes weeks
  12. 3.11Student debt, remote work or your own business: what moves with youreport it before you leave; the consequences run for years
Phase 4 · The move0 of 4 steps open

In this phase you arrange the move itself. It goes by road here instead of by sea. You usually sell the car, unless you're retired. And the pet has the longest clock of the whole journey.

  1. 4.1Choose your form of move and request quotesonly if this applies to you
  2. 4.2The car: sell it, unless you're retiredonly if this applies to you
  3. 4.3Pet coming along: the longest clock of the journeyonly if this applies to you
  4. 4.4Book the crossing and your first accommodationbook before departure
Phase 5 · Arrival in Turkey0 of 7 steps open

After landing you work through the chain: address registration, tax number, phone and bank. Meanwhile two clocks keep ticking: activating your healthcare, and your driving licence, which has to be exchanged within six months.

  1. 5.1The registration chain: address, tax number, phone, bank2-4 weeks
  2. 5.2Activate your healthcare1-3 weeks
  3. 5.3Exchange your driving licence within six monthsapplication 2-4 weeks; start well within the deadline
  4. 5.4Housing: DASK, year of construction and the rent indexationwith every contract again
  5. 5.5School for the childrenonly if this applies to you
  6. 5.7Help your child settle in: the first monthsonly if this applies to you
  7. 5.6Landedit's done

10 of these 28 steps only appear when your answers call for them: a pet, a car, a partner without a job, children staying in the Netherlands.

Every step on one list, free

Not ready to start yet? Then you get the departure checklist for Turkey: every step in order, to print and tick off. With it, five mails in a week and a half about the pitfalls and the real costs. If the rules for Turkey change, you'll hear about it. After that we ask once where your plans stand, send one offer, and now and then one thing that fits your moment. No newsletter, and you can switch it off at any time.

Then we count back to when you need to start at the latest, and you get a nudge at that moment. And one more, a month before you leave.

We use your address, and your departure date if you fill it in, only for the checklist, the guide and the mails after it. You can unsubscribe under every mail.

Three questions

Can't I find all this for free?

Yes. Everything in the plan comes from official sources, and they're listed at every step. You can check that yourself in phase 1 above. What you buy is the work around it: which of the 28 following steps apply to you, in which order, with which deadline, and a nudge when something needs doing.

Does this apply to my situation too?

The plan first asks who is coming along, what is coming along and how you're leaving the Netherlands. It then leaves out what doesn't apply to you, and adds what only fits your situation. Is your situation slightly different from what's written? Ask your question at the step. You'll get an answer within two working days.

What if the rules change after I buy?

Then your plan changes with them. Twice a month we check every source. Whatever changes is in your plan the same week, with the date. Your access lasts for your whole departure.

Ready to begin?

The step-by-step plan for Turkey: 34 steps, with your documents and your costs in one place. For each step you see the latest date to start. You pay once and it's yours.