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Step-by-step plan · No visa required

The step-by-step plan for Poland

From "we want this" to being settled, in 32 steps. Read phase 1 in full here. Test your departure date along the way. Then you'll know whether you want the rest.

32 steps5 phases56 official sources7 only for your situationchecked on 11 September 2026

Phase 1 starts below ↓The whole plan: € 199 one-off, no subscription.

What it looks like

Not a PDF, not a checklist. A plan that knows what needs to happen now.

Every step sits in its place in the order, with the lead time, the counter and the official source. You tick off, your partner ticks along, and the plan counts back from your departure date: what has to start when, and what is running now.

Below is phase 1, exactly as it appears in the plan.

The dashboard of the step-by-step plan for Poland: the current phase, the open steps, the next step and the deadline bar.

The route

  1. Orientation

    6 steps

    Open · You are here

  2. Closing the Netherlands

    11 steps

    In your plan

  3. The move

    5 steps

    In your plan

  4. Registration in Poland

    5 steps

    In your plan

  5. Arrival

    5 steps

    In your plan

Phase 1 is the question "can we, and do we want to?". From phase 2 the arranging begins.

Phase 1 · Orientation

6 of 6 steps open

Nobody stops you, and that's exactly the trap: Poland has two separate registrations with two separate clocks, and the treaty going round online was reversed in 2022.

By the end of phase 1 you know the two clocks, you know who taxes your income and how healthcare runs, and the family is behind the decision.

Step 1.1

Being allowed to stay is not the same as being settled

Lead time:
reading step
Costs:
none

As a Dutch citizen you need no visa: you drive across the border and nobody asks anything. The first three months you may be there without conditions. That is exactly why this journey is underestimated.

If you stay longer, Poland has two separate registrations for you, at two counters, with two clocks. The zameldowanie is the address registration at the municipality, within thirty days of moving in, and it gives you the PESEL number everything hangs on. The rejestracja pobytu is the registration of your right of residence as an EU citizen with the voivode, no later than the day after your first three months end. Whoever does one often thinks they're done.

One group falls outside the second: whoever holds Polish nationality alongside the Dutch is not an EU citizen in Poland but a Pole, and registers no right of residence. The address registration and the PESEL do apply.

Checked against the official source

The official sources for this step

Step 1.2

Know how tax and healthcare work there

Lead time:
an evening of research
Costs:
none

Two things most Dutch-language pages still tell from the time before 2022.

The tax. The treaty of 2002 placed your pension with Poland. The protocol that entered into force on 30 April 2022 reversed that: pensions and social security payments that come from the Netherlands may be taxed in the Netherlands. So the Netherlands taxes your occupational pension and your AOW, and Poland credits the Dutch tax against its own. A wage tax exemption as with Spain or Portugal no longer exists here.

Healthcare. Poland is a treaty country. With a Dutch statutory pension you go through the CAK: an S1 form, registering with the NFZ, and you're treated as if you were insured there. The treaty contribution comes off your Dutch pension.

Step 1.3

Explore the region, and count the winter in

Lead time:
weeks, preferably with a scouting trip outside summer
Costs:
a scouting trip is a serious cost item

Warsaw, Kraków, Wrocław and the Tricity on the Baltic have the international schools, the English-speaking doctors and the direct flights. The countryside of Podlasie, Lubelskie or the Carpathians has the prices and, for many readers of this route, the family.

Go and look in January, not in July. The winter is a settlement factor: cold that lasts for weeks, and in the cities the winter air quality you don't see on a summer visit. And count the language in. At the counter, at the notary and at the GP, Polish is the working language; in the big cities you manage with English, outside them not.

Step 1.4

Get a picture of what it's going to cost

Lead time:
1-2 hours with the calculator
Costs:
none

The paperwork here is almost free: the registrations cost nothing, the driving licence doesn't need exchanging, and the car comes along without excise duty if you meet the conditions. The money sits in the move itself and in the first months.

Step 1.5

The family conversation

Lead time:
weeks, not hours
Costs:
none

With this destination this conversation is for many families one about going back, not about going away: one generation knows the country, the other knows it from holidays. Children who grew up in the Netherlands then move to the country of their parents and not to their own.

Discuss the language and the school too. Whoever spoke Polish at the kitchen table in the Netherlands doesn't automatically speak the Polish of a Polish classroom.

Step 1.6

Choose your target date

Lead time:
decision moment
Costs:
none

From here everything counts back, and this journey has four clocks you have to start yourself. Thirty days after moving in for the address registration. The day after three months for the residence registration. Thirty days after the car's entry for the registration plate, and twelve months after settling to bring it in without excise duty at all. Put all four in your diary on the day your date is fixed.

Phase 1 read

You know what you're getting into. Now the arranging begins.

You've read phase 1 of the step-by-step plan for Poland. The full plan has another 26 steps ready for you: Closing the Netherlands, The move, Registration in Poland and Arrival.

The plan counts everything back from your departure date, watches your deadlines and documents, and shows only the steps that apply to you.

The step-by-step plan for Poland

€ 199

one-off · no subscription · instant access

Also included: deadlines watched · documents with expiry dates · only your steps · your partner ticks along · all cancellation letters · questions to Auke.

✎ Auke reads along

Stuck somewhere? Ask your question at the step. Auke reads it himself and answers within two working days.

Not ready yet? Send yourself your date and phase 1 →

Phase 2 · Closing the Netherlands0 of 11 steps open

This is where the money of this journey sits, and the lesson is the reverse of the southern routes: don't apply for a wage tax exemption, because the Netherlands may tax — arrange the credit on the Polish side instead.

  1. 2.1Gather your basic documents1-4 weeks
  2. 2.2Arrange the healthcare transitionapply 6 weeks before departure
  3. 2.3Know where you'll pay tax — and don't apply for an exemptionone good conversation with a tax adviser who knows both countries
  4. 2.4Deregister and report it to the SVBderegistering is possible from 5 days before departure; the whole takes 4-8 weeks
  5. 2.5Partner comes along without a job of their ownonly if this applies to you
  6. 2.6Living partly in the Netherlands: the eight-month ruleonly if this applies to you
  7. 2.7The house in the Netherlands: sell, rent out or keeponly if this applies to you
  8. 2.8Children staying in the Netherlands: DUO, healthcare and the houseonly if this applies to you
  9. 2.9Cancel what stops: job, rent, energy, subscriptions and schoolstart three months before departure; most notice periods are one month
  10. 2.10Stay reachable: DigiD, your phone number, your bank and your postarrange it before you leave; afterwards it takes weeks
  11. 2.11Student debt, remote work or your own business: what moves with youreport it before you leave; the consequences run for years
Phase 3 · The move0 of 5 steps open

Within the EU there is no customs, and yet Poland has two clocks for the car that bite each other: twelve months to bring it in duty-free, and thirty days to register it as soon as it's there.

  1. 3.1Choose your form of moving and request quotesquotes 2-3 weeks; the drive itself one to two days
  2. 3.2The car: twelve months for the excise duty, thirty days for the registration plateonly if this applies to you
  3. 3.3Bringing a pet: chip, rabies jab and the EU pet passportonly if this applies to you
  4. 3.4Arrange your first accommodation, because the thirty-day clock starts on moving inbooking can be quick; do it before your departure
  5. 3.5Inform the Dutch tax office: the M return and the provisional assessmentan evening
Phase 4 · Registration in Poland0 of 5 steps open

Two counters, two clocks, and an order that is fixed: first the address at the municipality, because that is where the PESEL comes from, and only then the right of residence with the voivode.

  1. 4.1Zameldowanie: register your address within thirty days, and the PESEL comes with itone visit to the town hall, or online
  2. 4.2Register your right of residence: no later than the day after three monthsan appointment with the voivode, usually to be booked weeks ahead
  3. 4.3Make sure your ground, insurance and means are demonstrablean afternoon, if your papers are in order
  4. 4.4Register your S1 with the NFZone visit to the provincial NFZ office
  5. 4.5Profil zaufany, mObywatel and the bankdays
Phase 5 · Arrival0 of 5 steps open

The chain is complete. What remains are the things you don't have to do — the driving licence — and the one land rule you do have to know before you buy.

  1. 5.1The driving licence: nothing to exchangereading step
  2. 5.2Living and buying: no permit, but the hectare limitweeks to months
  3. 5.3After five years: permanent residenceone application, after five years
  4. 5.4School for the childrenonly if this applies to you
  5. 5.5Landedthe moment itself

7 of these 26 steps only appear when your answers call for them: a pet, a car, a partner without a job, children staying in the Netherlands. That is the difference between a step-by-step plan and a checklist.

Three questions

Can't I find all this for free?

Yes. Everything in the plan comes from official sources, and they're listed at every step. Phase 1 above is the proof. What you buy is the work around it: which of the 26 following steps apply to you, in which order, with which deadline, and a nudge when something needs doing.

Does this apply to my situation too?

The plan first asks who is coming along, what is coming along and how you're leaving the Netherlands. Steps that don't apply to you don't appear; steps that only apply to you do. Is your situation slightly different from what's written? Ask your question at the step; you'll get an answer within two working days.

What if the rules change after I buy?

Then your plan changes with them. Twice a month we check every source; whatever changes is in your plan the same week, with the date. Your access lasts for your whole departure.

Ready to begin?

The step-by-step plan for Poland: 32 steps, your documents and your costs in one place, with the timing watched. Pay once, and it's yours.