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Step-by-step plan · No visa required

The step-by-step plan for Switzerland

From "we want this" to being settled, in 28 steps. Read phase 1 in full here. Test your departure date along the way. Then you'll know whether you want the rest.

28 steps5 phases71 official sources4 only for your situationchecked on 9 September 2026

Phase 1 starts below ↓The whole plan: € 299 one-off, no subscription.

What it looks like

Not a PDF, not a checklist. A plan that knows what needs to happen now.

Every step sits in its place in the order, with the lead time, the counter and the official source. You tick off, your partner ticks along, and the plan counts back from your departure date: what has to start when, and what is running now.

Below is phase 1, exactly as it appears in the plan.

The dashboard of the step-by-step plan for Switzerland: the current phase, the open steps, the next step and the deadline bar.

The route

  1. Orientation

    5 steps

    Open · You are here

  2. Closing the Netherlands

    13 steps

    In your plan

  3. The move

    3 steps

    In your plan

  4. Registration in Switzerland

    3 steps

    In your plan

  5. Arrival

    4 steps

    In your plan

Phase 1 is the question "can we, and do we want to?". From phase 2 the arranging begins.

Phase 1 · Orientation

5 of 5 steps open

Switzerland looks like an EU country but isn't one. You may live and work there, but you need a permit, have a real customs border to cross, and a healthcare bill that counts per person. This phase gets that in view before you commit to anything.

By the end of phase 1 you know which permit type fits you, you know the Dutch advantage that applies after five years, you know what healthcare will really cost, and you've had the family conversation — including the question of which canton and which language you'll end up in.

Step 1.1

Understand free movement: a right, with a card to go with it

Lead time:
reading step
Costs:
none

Switzerland isn't an EU member, but since 2002 an agreement on the free movement of persons has applied. For you that means: no visa, and you enter on your identity card. What does have to happen — and where Switzerland differs from Germany or Spain — is that you apply for a residence permit.

Don't be afraid of that word. The permit is declaratory: it doesn't grant you the right, it proves it. The agreement says so literally — as proof of this right a residence permit is issued — and the Swiss migration service speaks of a legal entitlement as soon as you meet the conditions. That's something quite different from the American or Australian route, where an official may decide whether you may come. If you're refused anyway, an appeal is open all the way to the Bundesgericht.

One practical fact straight away: if you have an employment contract of at most three months, you don't need a permit at all.

Step 1.2

Know the Dutch advantage: permanent after five years

Lead time:
reading step
Costs:
none

Here's something most emigration sites don't know. Switzerland grants the permanent settlement permit (the C permit) after five years of uninterrupted residence to citizens of countries with which it has a settlement agreement — and the Netherlands is such a country, on the basis of an exchange of notes from 1935. Citizens of, for instance, Poland, Hungary or Croatia in principle have to wait ten years.

Why that matters: with a C permit your residence is unlimited and unconditional, you don't lose it after six months abroad but only after four years, and the restrictions on the labour market disappear. It's also the permit you need if you ever want to become Swiss. For a Dutch citizen seriously considering staying, this halves the waiting time — that may weigh in your decision.

Step 1.3

Get a picture of what it's going to cost

Lead time:
1-2 hours with the calculator
Costs:
none

The permit itself is cheap — the agreement forbids Switzerland to charge more for it than a national identity card costs, and in practice it's a few tens of francs. The money is elsewhere: in the health insurance, which applies per person and to which no employer contributes, and in the rental market with a deposit of up to three months on a blocked account. Work it out with your own family composition before you judge a salary; a Swiss gross wage says little without these two items beside it.

Step 1.4

Choose your canton, and so your language

Lead time:
take your time
Costs:
none

Switzerland is a country of 26 cantons, and that's not folklore but administrative reality: the canton issues your permit, sets the fees, levies its own taxes, arranges your premium reduction and determines the language. The constitution has four national languages — German, French, Italian and Romansh — and lets each canton choose its own official language. Four cantons are officially multilingual.

That makes the choice of canton a real decision and not a detail. Where you'll live determines in which language your child goes to school, in which language your rental contract and your tax return are, and how much tax you pay — the differences between cantons are large. Discuss this explicitly with your family, and if you can, visit two cantons before you choose.

Step 1.6

Choose your target date

Lead time:
one moment, and it may shift later
Costs:
none

Set a date by which you want to have left. Not because it's fixed, but because the clocks of this journey — fourteen days to register, three months for your health insurance with retroactive premium — only take on meaning against a departure day, and because the choice of canton and the housing search take time that you can only plan against a date.

Vertrekklaar works out for you whether it fits, and says so honestly if it doesn't. Shifting is always allowed — the date is yours, not the tool's.

Phase 1 read

You know what you're getting into. Now the arranging begins.

You've read phase 1 of the step-by-step plan for Switzerland. The full plan has another 23 steps ready for you: Closing the Netherlands, The move, Registration in Switzerland and Arrival.

The plan counts everything back from your departure date, watches your deadlines and documents, and shows only the steps that apply to you.

The step-by-step plan for Switzerland

€ 299

one-off · no subscription · instant access

Also included: deadlines watched · documents with expiry dates · only your steps · your partner ticks along · all cancellation letters · questions to Auke.

✎ Auke reads along

Stuck somewhere? Ask your question at the step. Auke reads it himself and answers within two working days.

Not ready yet? Send yourself your date and phase 1 →

Phase 2 · Closing the Netherlands0 of 13 steps open

The familiar closing list, with one point that has been different since 2021 from almost every guide you find online: the Netherlands withholds tax on your pension. And because Switzerland is outside the EU, your documents need more than within Europe.

  1. 2.1Pension and AOW: the Netherlands withholds, up to 15%an afternoon of research
  2. 2.2AOW accrual: stops, and the clock runs one yearregistering is possible up to 1 year after departure
  3. 2.3Healthcare: report, and know which route applies to youstart 3 months before departure
  4. 2.4The tax wind-up and your allowancesthe return follows after the emigration year
  5. 2.5Deregister, and arrange DigiD before you go15 minutes at the counter
  6. 2.6Documents: multilingual extract, or apostille1-2 weeks
  7. 2.7Partner comes along without a job of their ownonly if this applies to you
  8. 2.8Living partly in the Netherlands: the eight-month ruleonly if this applies to you
  9. 2.9The house in the Netherlands: sell, rent out or keeponly if this applies to you
  10. 2.10Children staying in the Netherlands: DUO, healthcare and the houseonly if this applies to you
  11. 2.11Cancel what stops: job, rent, energy, subscriptions and schoolstart three months before departure; most notice periods are one month
  12. 2.12Stay reachable: DigiD, your phone number, your bank and your postarrange it before you leave; afterwards it takes weeks
  13. 2.13Student debt, remote work or your own business: what moves with youreport it before you leave; the consequences run for years
Phase 3 · The move0 of 3 steps open

A real customs border: your household goods are cleared. Perfectly doable with one form and a list — but plan it on a working day, and count on your car yielding nothing more on the Dutch side.

  1. 3.1Declare your household goods as Übersiedlungsgutthe clearance itself takes a morning
  2. 3.2Decide about the car: here exporting yields nothingcount 4-8 weeks for a good sale
  3. 3.3Pets: chip before vaccinationstart 2 months in advance
Phase 4 · Registration in Switzerland0 of 3 steps open

Two clocks run at the same time from your arrival: fourteen days for your registration, three months for your health insurance. That second clock is the expensive one — it runs retroactively.

  1. 4.1Register with your municipality within fourteen days15 minutes at the counter; the card follows by post
  2. 4.2Take out your health insurance: the clock runs backwardsan evening of comparing, then take it out straight away
  3. 4.3Open a bank account and arrange your wagesan appointment
Phase 5 · Arrival0 of 4 steps open

The last clocks: twelve months for your driving licence and your number plate, ten days for your dog. And one bill that comes by itself.

  1. 5.1Exchange your driving licence within twelve months10-14 working days after the application
  2. 5.2Register your dog with the municipality and AMICUSan hour
  3. 5.3The broadcasting fee comes by itselfno action needed
  4. 5.4School for the children, in the language of your cantonenrol at the municipality

4 of these 23 steps only appear when your answers call for them: a pet, a car, a partner without a job, children staying in the Netherlands. That is the difference between a step-by-step plan and a checklist.

Three questions

Can't I find all this for free?

Yes. Everything in the plan comes from official sources, and they're listed at every step. Phase 1 above is the proof. What you buy is the work around it: which of the 23 following steps apply to you, in which order, with which deadline, and a nudge when something needs doing.

Does this apply to my situation too?

The plan first asks who is coming along, what is coming along and how you're leaving the Netherlands. Steps that don't apply to you don't appear; steps that only apply to you do. Is your situation slightly different from what's written? Ask your question at the step; you'll get an answer within two working days.

What if the rules change after I buy?

Then your plan changes with them. Twice a month we check every source; whatever changes is in your plan the same week, with the date. Your access lasts for your whole departure.

Ready to begin?

The step-by-step plan for Switzerland: 28 steps, your documents and your costs in one place, with the timing watched. Pay once, and it's yours.