Skip to content

Step-by-step plan · No visa required

The step-by-step plan for Greece

From "we want this" to being settled, in 35 steps. Read phase 1 in full here. Test your departure date along the way. Then you'll know whether you want the rest.

35 steps5 phases62 official sources4 only for your situationchecked on 9 September 2026

Phase 1 starts below ↓The whole plan: € 199 one-off, no subscription.

What it looks like

Not a PDF, not a checklist. A plan that knows what needs to happen now.

Every step sits in its place in the order, with the lead time, the counter and the official source. You tick off, your partner ticks along, and the plan counts back from your departure date: what has to start when, and what is running now.

Below is phase 1, exactly as it appears in the plan.

The dashboard of the step-by-step plan for Greece: the current phase, the open steps, the next step and the deadline bar.

The route

  1. Orientation

    5 steps

    Open · You are here

  2. Closing the Netherlands

    14 steps

    In your plan

  3. The move

    3 steps

    In your plan

  4. Registration in Greece

    6 steps

    In your plan

  5. Arrival

    7 steps

    In your plan

Phase 1 is the question "can we, and do we want to?". From phase 2 the arranging begins.

Phase 1 · Orientation

5 of 5 steps open

Greece asks for no permission but for an order, and the first surprise is which counter. The registration certificate comes from the police; the municipality does something quite different here than in Italy or Spain. And before everything comes a sum that's nowhere else this large: the 7% scheme for foreign pensions — if your pension qualifies for it.

By the end of phase 1 you know the Greek chain, you know whether the 7% scheme applies to you, the choice of region is made and the family stands behind the decision.

Step 1.1

Understand the system: the police is the gate

Lead time:
reading step
Costs:
none

As an EU citizen you need no residence permit, but for a stay longer than three months you do need a βεβαίωση εγγραφής — the registration certificate from Presidential Decree 106/2007. And here's the first trap: that paper does not come from the municipality. The Ελληνική Αστυνομία issues it — the Immigration Departments in Attica and Thessaloniki, and elsewhere the police stations that handle aliens' affairs. Whoever walks to the δημαρχείο because that's the place in Italy and Spain is standing at the wrong counter.

The chain around it is strict in order: first the AFM (the tax number everything asks for), then a home with a registered rental contract, then the certificate at the police, and after that the AMKA for healthcare. Each step is the entry ticket for the next — the step-by-step plan holds the order for you.

Step 1.2

Choose your Greece: mainland or island

Lead time:
an evening of research, and the conversation about it
Costs:
none

The choice that decides everything, and that feels exactly the other way round on holiday. On the mainland — Athens, Thessaloniki, the Peloponnese — you have hospitals, schools, motorways and an airport within reach, and life goes on all year round. On an island you buy space and views, but count on a winter in which half of everything closes, on a hospital that's a boat trip away, and on groceries that are more expensive because everything comes by ferry. The smaller the island, the heavier that weighs: on Crete or Rhodes you notice little of it, on an island with two thousand inhabitants everything. Make this choice before the rest of the journey — it decides your healthcare, your transport and whether your car comes along at all.

Step 1.3

Get a picture of what it's going to cost

Lead time:
1-2 hours with the calculator
Costs:
none

The paperwork here is almost free — the registration certificate costs € 0.50 in stamp duty and the AFM and AMKA cost nothing. The money is in the distance (well over 2,700 kilometres by road, or the boat from Italy), in the home, and in the car if it comes along. Work it out with your own choices.

Step 1.4

Take the decision together

Lead time:
no fixed one; take your time
Costs:
none

Greece feels like a holiday, and four things deserve an honest conversation. The alphabet: Greek is the only language on this site with a different script, and every counter, every form and every assessment is Greek — English helps in the tourist zone and hardly at all outside it. The wage level: Greek salaries are well below Dutch ones, while Athens asks almost Dutch rents. The distance: this isn't a weekend back to the Netherlands. And the season: the summer you know lasts here into October and is heavy in July and August — forty degrees is no longer an exception. Also discuss who carries the income in the first months.

Step 1.6

Choose your target date

Lead time:
five minutes, below
Costs:
none

Choose below the date on which you want to be in Greece. The step-by-step plan works out whether that's feasible with what still has to happen, and from that moment guards the clocks that exist: the three months for the certificate and the six months of car ownership before the relocation certificate. And 31 March for the 7% scheme: since June 2026 that date is no longer in the law, but in practice it still decides from which year the scheme applies — see step 2.2.

Phase 1 read

You know what you're getting into. Now the arranging begins.

You've read phase 1 of the step-by-step plan for Greece. The full plan has another 30 steps ready for you: Closing the Netherlands, The move, Registration in Greece and Arrival.

The plan counts everything back from your departure date, watches your deadlines and documents, and shows only the steps that apply to you.

The step-by-step plan for Greece

€ 199

one-off · no subscription · instant access

Also included: deadlines watched · documents with expiry dates · only your steps · your partner ticks along · all cancellation letters · questions to Auke.

✎ Auke reads along

Stuck somewhere? Ask your question at the step. Auke reads it himself and answers within two working days.

Not ready yet? Send yourself your date and phase 1 →

Phase 2 · Closing the Netherlands0 of 14 steps open

The familiar list, with one sum that stands out and one exception that can wipe it away. The treaty with Greece allocates AOW and company pension to the state of residence, and there the 7% scheme stands ready: seven percent on all your foreign income for fifteen years. But an ABP pension stays Dutch, and the application date for that scheme date of 31 March is no longer in the law since June 2026, but in practice it still decides from which year you pay seven percent.

  1. 2.1Arrange your healthcare: the basic insurance stops on the moving daystart 2-3 months before departure; the CAK application takes ± 4 weeks
  2. 2.2AOW and pension: to the state of residence — and then perhaps to 7%the report is an afternoon; filing the 7% application before 31 March decides whether the scheme starts this year or next
  3. 2.3The tax wind-up: M return and the protective assessmentthe M return follows in the year after departure
  4. 2.4Stopping allowances and child benefitan hour
  5. 2.5Deregister with the municipalityfive working days before departure, not earlier
  6. 2.6DigiD, bank and your vote: keep the lines with the Netherlandsan afternoon
  7. 2.7Documents: extracts, and the relocation certificate for the carextracts within a week; the consulate requires an appointment
  8. 2.8Partner comes along without a job of their ownonly if this applies to you
  9. 2.9Living partly in the Netherlands: the eight-month ruleonly if this applies to you
  10. 2.10The house in the Netherlands: sell, rent out or keeponly if this applies to you
  11. 2.11Children staying in the Netherlands: DUO, healthcare and the houseonly if this applies to you
  12. 2.12Cancel what stops: job, rent, energy, subscriptions and schoolstart three months before departure; most notice periods are one month
  13. 2.13Stay reachable: DigiD, your phone number, your bank and your postarrange it before you leave; afterwards it takes weeks
  14. 2.14Student debt, remote work or your own business: what moves with youreport it before you leave; the consequences run for years
Phase 3 · The move0 of 3 steps open

Within the EU moving is administratively nothing: no customs, no declaration. The distance is the item here — well over two thousand seven hundred kilometres by road, or the boat from Ancona or Bari. And the car deserves a decision of its own, because Greece sets one requirement that appears nowhere else on this site: below Euro 4 it doesn't get into the country.

  1. 3.1Plan the journey: overland, or the boat from Italyquotes 4-6 weeks ahead; the ferry earlier in high season
  2. 3.2The car: first the Euro standard, then the clocksthe check is a quarter of an hour; the certificate costs a consulate appointment
  3. 3.3The pet: EU passport and a chip that can be readthe vet wants two weeks' notice
Phase 4 · Registration in Greece0 of 6 steps open

The chain, in the only order in which it works: AFM, home with a registered contract, the certificate at the police, AMKA. Whoever turns the order around stands at the counter every time without the paper they ask for. And the AFM can nowadays be done from the Netherlands, via a video appointment — that's the biggest time saving of this whole journey.

  1. 4.1The AFM: arrange it from the Netherlands, via myAADElivea video appointment of half an hour; plan it weeks ahead
  2. 4.2Find your home — and have the contract registeredsearching 2-8 weeks; the registration is an act of the landlord
  3. 4.3The registration certificate: to the police, after three monthsthe appointment is the wait; the issuing itself takes a few hours
  4. 4.4The AMKA: and for pensioners precisely not at the KEPat the KEP a quarter of an hour; via e-EFKA count on weeks
  5. 4.5TaxisNet and gov.gr: the digital keyan hour, as soon as you have the κλειδάριθμος
  6. 4.6Bank account: with AFM and proof of addressan appointment; the account is usually open the same day
Phase 5 · Arrival0 of 7 steps open

The papers are in; now it becomes a life. The car has to be re-registered within the validity of its relocation certificate, the 7% application has one date a year, and healthcare works differently from what you're used to — with a co-payment per prescription and a distance to the hospital that suddenly counts on an island.

  1. 5.1Re-registering the car: within twelve months, via customscount on a few weeks; start well within the twelve months
  2. 5.2Work: the wage level, the collective agreement and e-EFKAongoing
  3. 5.3Healthcare in practice: EOPYY, the co-payment and the distanceongoing
  4. 5.4Family: school, and the benefit via OPEKAenrol before the summer; the benefit per quarter
  5. 5.5Tax: the brackets, and the assessments on your homethe return follows in spring
  6. 5.6Learn Greek: the alphabet firstongoing; count on a year before it really starts to work
  7. 5.7The small print: driving licence, utilities and the summerspread over the first year

4 of these 30 steps only appear when your answers call for them: a pet, a car, a partner without a job, children staying in the Netherlands. That is the difference between a step-by-step plan and a checklist.

Three questions

Can't I find all this for free?

Yes. Everything in the plan comes from official sources, and they're listed at every step. Phase 1 above is the proof. What you buy is the work around it: which of the 30 following steps apply to you, in which order, with which deadline, and a nudge when something needs doing.

Does this apply to my situation too?

The plan first asks who is coming along, what is coming along and how you're leaving the Netherlands. Steps that don't apply to you don't appear; steps that only apply to you do. Is your situation slightly different from what's written? Ask your question at the step; you'll get an answer within two working days.

What if the rules change after I buy?

Then your plan changes with them. Twice a month we check every source; whatever changes is in your plan the same week, with the date. Your access lasts for your whole departure.

Ready to begin?

The step-by-step plan for Greece: 35 steps, your documents and your costs in one place, with the timing watched. Pay once, and it's yours.