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Leaving from Belgium?To the Belgian plan →See the plan for Belgians moving to Estonia →This plan is for people leaving the Netherlands.

Step-by-step plan · No visa required

The step-by-step plan for Estonia

From "we want this" to being settled, in 34 steps. Read phase 1 in full here. Test your departure date along the way. Then you'll know whether you want the rest.

34 steps5 phases69 official sources10 only for your situationchecked on 14 October 2026

Phase 1 starts below ↓The whole plan: € 199 one-off, no subscription.

A plan that keeps track of what needs to happen now.

Every step sits in its place in the order, with the lead time, the counter and the official source. You and your partner tick off what is done. The plan counts back from your departure date and shows what has to start when and what is running now.

Below is phase 1, exactly as it appears in the plan.

The dashboard of the step-by-step plan for Estonia: the current phase, the open steps, the next step and the deadline bar.

The route

  1. Orientation

    5 steps

    Open · You are here

  2. Closing the Netherlands

    15 steps

    In your plan

  3. The move

    3 steps

    In your plan

  4. Registration in Estonia

    5 steps

    In your plan

  5. Arrival

    6 steps

    In your plan

Phase 1 is the question "can we, and do we want to?". From phase 2 the arranging begins.

Phase 1 · Orientation

5 of 5 steps open

Administratively, Estonia is the lightest country on this site, if you know the order. One registration gives you five years' right of residence. The ID card that follows it is the key to almost every service. In this phase you learn how that system fits together, and you clear up one persistent misunderstanding straight away.

By the end of phase 1 you know what free movement arranges for you, how the Estonian digital system works and roughly what the journey costs. And you know whether the family stands behind the decision.

Doing this together?

Invite your partner with a link. You then each tick your own steps, on your own phone or laptop, and see at every step whether the other has already done it. No account needed.

We only store which step numbers you ticked, under a random code. No name, no email. Anyone with the link can see the ticks. After six months without use we delete it.

Step 1.1

Understand what free movement arranges — and what e-Residency is not

Lead time:
reading step
Costs:
none

With this step you know what you do and don't need to arrange to be allowed to live in Estonia. As a Dutch citizen you need no visa and no permit. That is free movement: as an EU citizen you may go and live in another EU country. You may enter Estonia and stay there freely for three months.

If you stay longer, you register your place of residence. That one registration gives you the temporary right of residence. It is valid for five years. After that it is extended automatically, as long as your address in Estonia stays registered. There is no application, no assessment and no quota (a maximum number of people who are admitted).

Then the misunderstanding that clings to this destination: e-Residency is not a right of residence. e-Residency is a digital identity that Estonia sells worldwide. With it you run an Estonian company remotely. A fine product, but it doesn't give you the right to live there. As an emigrant you don't need it either. Whoever really moves gets an ordinary ID card. That card can do everything the e-Residency card can, and more.

Step 1.2

Know the digital system: the ID card is the key

Lead time:
reading step
Costs:
none

With this step you understand why almost everything in Estonia revolves around one card. Estonia is the only country in the world with almost its entire government online. Everything works with the ID card and the PIN codes that come with it:

  • your tax return
  • prescriptions and your medical file
  • the population register
  • a legally valid signature

That changes the nature of this journey. In Spain or Germany you go from counter to counter. In Estonia you do almost everything digitally, after one physical visit to the PPA (the Estonian Police and Border Guard) for your card.

The flip side: without that card you barely exist administratively. The order in phase 4 is therefore not a suggestion but the path: first your residence, then the card, then the rest.

What you can already do now:

  • Bear in mind that every service you'll need later (bank, healthcare, school) leans on this card.
  • Plan the PPA visit as the first appointment after arrival.

Checked against the official source

The official sources for this step

Step 1.3

Get a picture of what it's going to cost

Lead time:
1-2 hours with the calculator
Costs:
none

In this step you see what the move is going to cost you. The paperwork here costs tens of euros:

  • The registration of your residence is free.
  • The ID card costs € 45 per adult.

The money is in other items:

  • the move over 2,100 kilometres
  • the deposit for your home
  • the first months
  • since 2025 the car, if you bring it: a one-off registration fee plus the Estonian motor vehicle tax, an item many guides don't know yet

Work it out with your own choices before you start on anything.

Step 1.4

Take the decision together

Lead time:
three evenings, and weeks to let it sink in
Costs:
none

With this step you look together at whether Estonia suits you. You end up with a few conditions on paper that you both stand behind.

Going alone? Then have this conversation with the people you leave behind. The questions below work for them too.

Take three evenings. One conversation is too short for a decision like this. Agree on three evenings, with a week in between:

  • Evening 1, why. What do we hope to find in Estonia? What are we leaving behind here? Would that really be different there?
  • Evening 2, what we give up. Who and what will we miss? What are we dreading most? What do we do if it disappoints?
  • Evening 3, the conditions. What has to be arranged for each of us to say yes? When do we check together whether it's going well, for example after six and after twelve months? And what would be a reason for us to go back?

Write the conditions down. On the kitchen-table card it all fits on one A4 sheet.

On paper Estonia is close, in practice far away. What can make it hard:

  • It is 2,100 kilometres away.
  • The winter is darker than the Dutch one. In December it's dusk in Tallinn at half past three.

What's on the other side:

  • The digital government saves months of hassle.
  • Nature begins where the city ends.

Discuss it honestly. Talk as well about how often you want to go back. Driving takes two days. Flying goes via a connection, or with a low-cost carrier to Riga.

Divide the work. Agree who takes on which part of this plan: the papers, the house and the cancellations, the school, the move. That way not one of you carries everything. Invite your partner into your plan; then you can both see what's done.

Is one of you going without an income of your own? Whoever lives in Estonia and doesn't work in the Netherlands usually no longer builds up AOW. For every year you're not insured, you later get 2 percent less AOW. From the moment you're no longer insured, you have one year to take out voluntary insurance with the SVB. Also discuss who carries the income in the first months, whether the partner without an income keeps an account and money of their own, and how you decide together on big expenses.

Married, registered or living together? It can make a difference for your partner's residence permit, for co-insurance in healthcare and for inheritance. If you're both Dutch, each of you lives in Estonia in your own right. If your partner has a nationality from outside the EU, they live there as your family member. If they stay longer than three months, they get a residence card of their own. A spouse always counts as a family member, a registered partner if Estonia treats that partnership as equivalent to marriage. If you live together unmarried, you prove a durable relationship and Estonia assesses it itself.

In healthcare too, marriage counts. Whoever is within five years of retirement age and is maintained by an insured spouse is treated in Estonia as equivalent to an insured person. Check at your healthcare further on in your plan what else applies to you.

Are children coming? How you tell them depends on their age:

  • Up to about four: tell them shortly before the move and keep fixed habits, like the bedtime ritual and the cuddly toy in the hand luggage.
  • Primary school: tell them well in advance and let them look along: photos of the school, the neighbourhood and the house. Let them choose something, like their room.
  • Teenagers: involve them in the decision itself. For them, saying goodbye to friends weighs heaviest. Agree how they keep in touch and when they see their friends again.

In Estonia every child gets a school place, usually at a school near your home address. You arrange it with the municipality. Most schools teach in Estonian.

Who learns the language, and when? Estonian is related to nothing, except Finnish. English works excellently in the cities, but at school the language is mostly Estonian. Often the partner without work needs the language most, and precisely that partner has no colleagues to practise with. Plan it together, preferably before you leave.

Step 1.6

Choose your target date

Lead time:
one moment, and it may shift later
Costs:
none

With this step you give the journey a direction. Set a date on which you want to have left. Not because it's fixed, but for two reasons:

  • This journey has two clocks: fourteen days for your address and five working days for the car. They only take on meaning against a departure date.
  • The housing search is the only real unknown.

Vertrekklaar works out for you whether it fits, and says so honestly if it doesn't. Shifting is always allowed. The date is yours, not the tool's.

Is your situation slightly different?

A partner who stays in the Netherlands, work that carries on, a house you keep, children who stay at school here: I'm happy to talk those through, even before you have the plan. Email me what's going on for you. I read it myself and reply within two working days.

If you then take the plan, I'll work what we discussed into your personal plan.

Email me about your situation → info@vertrekklaar.nl

You know what you're getting into. Now the arranging begins.

You've read phase 1 of the step-by-step plan for Estonia. The full plan has another 29 steps ready for you: Closing the Netherlands, The move, Registration in Estonia and Arrival.

The plan counts everything back from your departure date and watches your deadlines and documents. You only see the steps that apply to you.

The step-by-step plan for Estonia

€ 199

one-off · no subscription · instant access

Also included: deadlines watched · documents with expiry dates · only your steps · your partner ticks along · all cancellation letters · questions to me.

✎ I read along

Stuck somewhere? Ask your question at the step. I read it myself and answer within two working days. Or talk to me for fifteen minutes. Usually within a day of that call your situation is in the plan.

Not ready yet? Send yourself your date and phase 1 →

Phase 2 · Closing the Netherlands0 of 15 steps open

The familiar closing list, with one Estonian windfall almost nobody knows. If you're insured via the CAK with a Dutch pension or a benefit, Estonia gives you one of the lowest healthcare contributions of all destinations on this site.

  1. 2.1Arrange your healthcare: report, and a country-of-residence factor of less than a thirdstart 3 months before departure
  2. 2.2AOW and pension: what continues and what stopsan afternoon of research; registering is possible up to 1 year after the end of compulsory insurance (usually departure)
  3. 2.3The tax wind-up: M return, and a treaty without a country pagepreparation now; the return follows after the emigration year
  4. 2.4Stopping child benefit and allowancesreport as soon as the moving date is fixed
  5. 2.5Deregister with the municipality, just before departure15 minutes at the counter or online
  6. 2.6DigiD, bank and your vote: keep the lines with the Netherlandsan evening
  7. 2.7Documents: multilingual extracts, no apostille needed1-2 weeks
  8. 2.8Partner comes along without a job of their ownonly if this applies to you
  9. 2.9Living partly in the Netherlands: the eight-month ruleonly if this applies to you
  10. 2.10The house in the Netherlands: sell, rent out or keeponly if this applies to you
  11. 2.11Children staying in the Netherlands: DUO, healthcare and the houseonly if this applies to you
  12. 2.12Cancel what stops: job, rent, energy, subscriptions and schoolstart three months before departure; most notice periods are one month
  13. 2.15Prepare your child for the moveonly if this applies to you
  14. 2.13Stay reachable: DigiD, your phone number, your bank and your postarrange it before you leave; afterwards it takes weeks
  15. 2.14Student debt, remote work or your own business: what moves with youreport it before you leave; the consequences run for years
Phase 3 · The move0 of 3 steps open

Within the EU moving isn't a customs matter. The move itself is here mainly a logistical sum over 2,100 kilometres. The real pitfall is the car: the Estonian arithmetic on that dates from 2025, and almost every guide is older.

  1. 3.1Plan the move: no customs, but 2,100 kilometresquotes 1-2 weeks; plan 6-8 weeks ahead
  2. 3.2The car: the arithmetic is new, and it starts before departureonly if this applies to you
  3. 3.3The pet: EU passport, doneonly if this applies to you
Phase 4 · Registration in Estonia0 of 5 steps open

One registration opens everything, but the order matters: first a home, then register the address, then the ID card. With that card the rest of this journey consists mainly of logging in.

  1. 4.1Find your home: the registration is waiting for itweeks to months; start before departure
  2. 4.2Register your place of residence: within 14 days, and it opens everythingthe first time in person at the municipality, in a quarter of an hour; a later move can also be done online
  3. 4.3The ID card: apply within a month, and then everything is possibleapplication in person at the PPA; card ready within a few weeks
  4. 4.4Connect the healthcare: via your work, or via the CAKthe employer arranges the registration; cover after a 14-day waiting period
  5. 4.5Open a bank account: with your ID card it's a small jobwith an ID card often the same week
Phase 5 · Arrival0 of 6 steps open

The last counters. If you bring the car, it has to go to a service bureau of Transpordiamet. The car has the tightest deadline of the whole journey. The rest is logging in with your new card.

  1. 5.1The car on Estonian plates: five working daysonly if this applies to you
  2. 5.2Taxes: the flat tax, and a return in minutesreading step now; the first return comes in February
  3. 5.3School: enrol with the municipality, and weigh the language honestlyonly if this applies to you
  4. 5.4Your driving licence: nothing is required, exchanging is allowedno action needed until your driving licence expires
  5. 5.5Choose a GP and get to know the e-health systemregister with a perearst with an open list
  6. 5.6Help your child settle in: the first monthsonly if this applies to you

10 of these 29 steps only appear when your answers call for them: a pet, a car, a partner without a job, children staying in the Netherlands.

Every step on one list, free

Not ready to start yet? Then you get the departure checklist for Estonia: every step in order, to print and tick off. With it, five mails in a week and a half about the pitfalls and the real costs. If the rules for Estonia change, you'll hear about it. After that we ask once where your plans stand, send one offer, and now and then one thing that fits your moment. No newsletter, and you can switch it off at any time.

Then we count back to when you need to start at the latest, and you get a nudge at that moment. And one more, a month before you leave.

We use your address, and your departure date if you fill it in, only for the checklist, the guide and the mails after it. You can unsubscribe under every mail.

Three questions

Can't I find all this for free?

Yes. Everything in the plan comes from official sources, and they're listed at every step. You can check that yourself in phase 1 above. What you buy is the work around it: which of the 29 following steps apply to you, in which order, with which deadline, and a nudge when something needs doing.

Does this apply to my situation too?

The plan first asks who is coming along, what is coming along and how you're leaving the Netherlands. It then leaves out what doesn't apply to you, and adds what only fits your situation. Is your situation slightly different from what's written? Ask your question at the step. You'll get an answer within two working days.

What if the rules change after I buy?

Then your plan changes with them. Twice a month we check every source. Whatever changes is in your plan the same week, with the date. Your access lasts for your whole departure.

Ready to begin?

The step-by-step plan for Estonia: 34 steps, with your documents and your costs in one place. For each step you see the latest date to start. You pay once and it's yours.