Healthcare in Scotland: you pay the IHS upfront, then GP, prescriptions and eye tests are free
In Scotland you do not take out health insurance. With your visa you pay the Immigration Health Surcharge, £1,035 per adult per year, and after that you use NHS Scotland. Unlike in England, prescriptions in Scotland have been free since 2011, as are eye tests and dental check-ups. What you do pay, how you register with a GP and what your CHI number is.
5 min read
Written and checked by Auke on , against the sources at the bottom. Is something no longer right? Report it below and I'll fix it.
In Scotland you do not take out health insurance. If you come on a visa, you pay the Immigration Health Surcharge (IHS) when you apply, a healthcare charge on the visa. With it you use NHS Scotland, the Scottish public health service, like everyone who lives there. NHS inform, the Scottish health website, lists as free:
- the GP and the pharmacy;
- hospitals, clinics and emergency services;
- eye examinations and dental check-ups.
Prescriptions in Scotland have been free since 1 April 2011. That is the big difference with England, where you pay per item. What you do pay yourself is mainly dental treatment and glasses.
How much is the IHS?
| Who | Per year |
|---|---|
| Adult | £1,035 |
| Child under 18 | £776 |
| Student or Youth Mobility | £776 |
| Health and Care Worker and family | nothing |
| Visitor, or a visa of six months or less from outside the UK | nothing |
You pay the surcharge upfront, for the full length of your visa. A three-year visa therefore costs an adult £3,105. Your partner and children each pay their own share.
With a valid visa you are exempt from NHS charges, says NHS inform. That applies among others to people working in Scotland, to students and to people joining a spouse or civil partner who is ordinarily resident there. NHS Scotland does not pass patient details to the Home Office for immigration enforcement.
How do you register with a GP?
Do it in your first week, not only when someone is ill. This is how it works:
- Find a GP practice near you. Not every practice covers every address.
- Ask the practice how they want to receive your application.
- Fill in the registration form and email it. No signature is needed.
- You hear by phone or email whether your registration was successful.
Proof of identity and address is recommended, but NHS inform states explicitly that you should not be delayed or refused if you cannot provide it. You can register if you are staying in the area for more than three months; otherwise you are treated as a temporary resident. A practice can refuse you if you live outside its area or if it is not accepting new patients. If you cannot register anywhere, the registration teams of National Services Scotland can help.
If this is your first registration in the UK, medical records from outside the UK are not traced. So bring a printout of your Dutch medical record and your list of medication yourself.
What is your CHI number?
Once you are registered, you are entered in the Community Health Index (CHI), the central patient register of NHS Scotland. You get a CHI number, a unique patient number used throughout NHS Scotland to identify you. When you register, the practice also receives your NHS number. The register is shared with, among others, the national screening programmes. Keep your CHI number with your papers.
What do you pay at the dentist?
The check-up is free for everyone. Treatment is free for:
- everyone under 26;
- people who are pregnant or have given birth in the last twelve months;
- people with an exemption based on income or a benefit.
Everyone else pays 80 percent of the cost, capped at £384 per course of treatment. Some examples from NHS inform:
| Treatment | What you pay |
|---|---|
| Check-up | £0.00 |
| Check-up with preventive advice, possibly with a scale and polish | £17.32 |
| Two small X-rays | £12.16 |
| Small metal filling (back) | £14.00 |
| Large metal filling (back) | £29.92 |
| Root canal treatment | £104.68 to £169.20 |
| Crown | £164.52 to £204.76 |
| Extraction, per tooth | £31.80 |
| Maximum per course of treatment | £384 |
Cosmetic treatments, such as whitening or implants, are usually only available privately. Your dentist may ask for payment in advance, and may charge for a missed appointment.
And eye tests and glasses?
The eye examination at an optician is free in Scotland. Glasses or contact lenses you pay for yourself in most cases.
Who do you call when the GP is closed?
Call 111, the NHS 24 number. It is free. You call it if you think you need A&E but it is not life-threatening, if you are in mental health distress, or if your GP practice, pharmacy or dentist is closed. NHS 24 has an interpreting service.
Are you coming with a Dutch pension or benefit?
Then you register with the CAK. The United Kingdom, including Scotland, is on the list of treaty countries. The CAK advises starting three months before your move and handles the application within four weeks. You get an S1, the form that transfers your right to healthcare. With an S1 registered with the NHS, you can get all or part of the IHS you paid back. How this ties in with your AOW is in AOW, pension and tax in Scotland. You cancel your Dutch health insurance as of your moving date; see cancelling your health insurance without a gap.
In Vertrekklaar this is phase 5 of 5 of the journey, step 5.5: the same steps, but for your situation — in your order, tickable, and with the deadlines watched. See the whole journey to Scotland or go straight to step 5.5 in the open plan.
What this rests on
The facts in this article come from these official pages. Rules change. When in doubt, go by the source, not this article.
- GOV.UK — Immigration Health Surcharge, the amounts per year — gov.uk
- GOV.UK — who pays the surcharge, and who does not — gov.uk
- GOV.UK — refunds of the surcharge, including with an S1 — gov.uk
- NHS inform — healthcare for people from abroad, the IHS and who is exempt from NHS charges — nhsinform.scot
- NHS inform — registering with a GP practice — nhsinform.scot
- NHS inform — transferring your medical records, and the CHI number — nhsinform.scot
- NHS National Services Scotland — registering a new patient, and the Community Health Index — nss.nhs.scot
- NHS inform — help with health costs, what is free in Scotland — nhsinform.scot
- The National Health Service (Free Prescriptions and Charges for Drugs and Appliances) (Scotland) Regulations 2011 — free prescriptions since 1 April 2011 — legislation.gov.uk
- NHS inform — NHS dental treatment in Scotland, the charges and the £384 cap — nhsinform.scot
- NHS 24 — when to phone 111 — nhs24.scot
- CAK — the treaty countries, with the United Kingdom including Scotland — hetcak.nl
- CAK — moving abroad with a pension or benefit — hetcak.nl
Read on
- ScotlandArrival in Scotland4 min
School in Scotland: from P1 to S6, enrolling with the council and the school that goes with your address
Scottish children start P1 in August, aged between four and a half and five and a half. After seven years of primary come S1 to S6, with exams from S4. You enrol your child with the council, and your address decides the school: the catchment area. For a different school you make a placing request.
Updated 27 October 2026
- ScotlandArrival in Scotland5 min
Wills and cohabiting in Scotland: legal rights, the weak position of cohabitants and inheritance tax
If you live in Scotland, Scots law decides on your estate. A spouse and children always keep a right to part of your moveable property there, even if your will says otherwise. A cohabitant inherits nothing automatically and must go to court within six months. And the Netherlands keeps charging inheritance tax for ten years.
Updated 27 October 2026
- ScotlandArrival in Scotland4 min
Banking and paying in Scotland: the basic bank account, and why your Scottish notes may be refused in England
Nine large British banks, including Bank of Scotland and Royal Bank of Scotland, must give anyone legally resident in the UK a basic bank account: no fees, no overdraft, and a decision within ten working days. In Scotland three banks issue their own banknotes. They are backed just as securely as English ones, but a shop in England does not have to accept them.
Updated 27 October 2026