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The plan for Sweden, from the inside

These are all 32 steps of the Sweden journey, exactly as they appear in your personal plan — with the lead time and the costs next to them. Not a brochure: this is the file that feeds the platform. Pick another country below if you're heading elsewhere.

Steps
32
Phases
5
Official sources
61
Only for your situation
8

Phase 1

5 steps

Orientation

Sweden asks no application and doesn't even have a counter at the immigration service. The two queues that do exist shape your whole journey: five weeks for the folkbokföring — and on the housing market of the cities a queue where you as a newcomer stand at the back.

  1. 1.1

    Understand the system: no registration, but folkbokföring

    Lead time
    reading step
    Costs
    none

    2 official sources

  2. 1.2

    Look the housing market straight in the eye before you decide anything

    Lead time
    an evening of research
    Costs
    none

    2 official sources

  3. 1.3

    Get a picture of what it's going to cost

    Lead time
    1-2 hours with the calculator
    Costs
    none
  4. 1.4

    Take the decision together

    Lead time
    no fixed one; take your time
    Costs
    none
  5. 1.6

    Choose your target date

    Lead time
    five minutes, below
    Costs
    none

Phase 2

11 steps

Closing the Netherlands

The familiar list, with one surprise that appears nowhere else on the site: under the current treaty Sweden levies on your Dutch occupational pension — and a new treaty is ready that turns this around again. Whoever leaves in retirement wants to know exactly where they stand this year.

  1. 2.1

    Arrange your healthcare: the basic insurance stops on moving day

    Lead time
    start 3 months before departure; the CAK application takes ± 4 weeks
    Costs
    workers none; pensioners the CAK contribution

    4 official sources

  2. 2.2

    AOW and pension: the treaty that is now tipping

    Lead time
    an afternoon of research, and one tax adviser conversation
    Costs
    the tax adviser conversation

    3 official sources

  3. 2.3

    The tax wind-up: M return and the protective assessment

    Lead time
    the return comes after the emigration year; preparing can be done now
    Costs
    none

    2 official sources

  4. 2.4

    Stop allowances and child benefit

    Lead time
    an hour, online
    Costs
    none

    3 official sources

  5. 2.5

    Deregister with the municipality

    Lead time
    possible from 5 days before departure, up to and including departure day
    Costs
    none

    1 official source

  6. 2.6

    DigiD, bank and your vote: keep the lines with the Netherlands

    Lead time
    an afternoon
    Costs
    none

    2 official sources

  7. 2.7

    Documents: multilingual extracts, no apostille needed

    Lead time
    1-2 weeks for requesting extracts
    Costs
    fees per extract

    2 official sources

  8. 2.8

    Partner comes along without a job of their own

    Lead time
    an evening together, then a few things to arrange
    Costs
    none — the consequences are in the article

    2 official sources

    Only if this applies to you

  9. 2.9

    Living partly in the Netherlands: the eight-month rule

    Lead time
    one decision, before you commit to anything else
    Costs
    none

    4 official sources

    Only if this applies to you

  10. 2.10

    The house in the Netherlands: sell, rent out or keep

    Lead time
    one conversation with the mortgage lender and one with a tax adviser
    Costs
    advisory hours; when renting out possibly an interest surcharge from the bank

    2 official sources

    Only if this applies to you

  11. 2.11

    Children staying in the Netherlands: DUO, healthcare and the house

    Lead time
    an evening, and after that one report a year
    Costs
    none

    1 official source

    Only if this applies to you

Phase 3

3 steps

The move

Within the EU moving is administratively nothing, and taking the car along is here — unlike in Denmark — simply a good idea: no registration tax, one inspection, done. The kilometres are the biggest item.

  1. 3.1

    Plan the move: 1,000 to 1,600 kilometres, two bridges

    Lead time
    quotes 2-4 weeks ahead; driving yourself is always possible
    Costs
    see the cost indication

    2 official sources

  2. 3.2

    Taking the car: here it's simply a good idea

    Lead time
    RDW export and applying for the refund, 1-2 weeks
    Costs
    see the cost indication

    2 official sources

    Only if this applies to you

  3. 3.3

    The pet: EU passport, and in the register within four weeks

    Lead time
    vet visit 2-3 weeks before departure
    Costs
    vet check; registration 40 kronor per animal

    3 official sources

    Only if this applies to you

Phase 4

6 steps

Registration in Sweden

The chain is strict in order and slow at the start: home → folkbokföring (five weeks) → ID card (two weeks) → bank → BankID. Count on one and a half to two months before you're fully part of the digital system — and plan nothing in that period that requires a personnummer.

  1. 4.1

    Find your home: the queue, or the second-hand market

    Lead time
    count on weeks to months, depending on the city
    Costs
    deposit and advance payment, see the cost indication

    2 official sources

  2. 4.2

    The folkbokföring: five weeks that open everything

    Lead time
    ± 5 weeks after the visit in person
    Costs
    none

    2 official sources

  3. 4.3

    Skatteverket's ID card

    Lead time
    ± 2 weeks after the application
    Costs
    400 kronor

    1 official source

  4. 4.4

    Bank account and BankID

    Lead time
    1-2 weeks once you have the ID card
    Costs
    none

    2 official sources

  5. 4.5

    Register the family with Försäkringskassan — nothing happens by itself

    Lead time
    an evening with the e-service
    Costs
    none

    2 official sources

  6. 4.6

    The tax side: avoid the 110% withholding

    Lead time
    can be arranged as soon as your personnummer is there
    Costs
    none

    2 official sources

Phase 5

7 steps

Arrival

You exist — now the systems run. The car has the shortest clock, the a-kassa the biggest consequence: since the reform of October 2025 your length of membership literally sets the percentage of your benefit. Join on your first working day.

  1. 5.1

    Registering the car in Sweden

    Lead time
    ursprungskontroll plus inspection, a few weeks
    Costs
    1,240 kronor ursprungskontroll, plus the inspection

    2 official sources

    Only if this applies to you

  2. 5.2

    Work: join an a-kassa on day one

    Lead time
    an afternoon
    Costs
    a-kassa contribution per month

    2 official sources

  3. 5.3

    Get to know the healthcare system: paying up to the ceiling

    Lead time
    reading step
    Costs
    see the text

    2 official sources

  4. 5.4

    School, förskola and the barnbidrag

    Lead time
    apply for childcare as soon as you have an address; guarantee 4 months
    Costs
    förskola with maximum rate; school free

    2 official sources

    Only if this applies to you

  5. 5.5

    Tax: the pre-filled return, and your preliminary tax

    Lead time
    an evening a year
    Costs
    none

    2 official sources

  6. 5.6

    Learn Swedish: free, but since 2026 with a clock on it

    Lead time
    apply via the municipality; start within 3 months
    Costs
    free

    2 official sources

  7. 5.7

    Your driving licence: nothing is required, exchanging is allowed

    Lead time
    reading step
    Costs
    exchanging 600 kronor

    1 official source

8 of these steps aren't always there. They appear only when your answers call them up — a pet, a car, children staying behind. That's the difference between a plan and a checklist in which you have to work out yourself what applies.

Look inside

This is what one step of your plan looks like

Not a brochure but the real thing: this is one of the steps of the Sweden journey, exactly as it appears in your personal step-by-step plan — with the deadlines, the counters and the sources.

Step 1.2 of your plan

Look the housing market straight in the eye before you decide anything

Lead time
an evening of research
Costs
none

This is the pitfall of this route, so it comes before everything. Swedish rental homes with a first-hand contract run via a queue: in Stockholm almost 900,000 people were registered at the end of 2025 and the average waiting time is nine years. As a newcomer you stand at the back.

The realistic route is the second-hand market: renting andrahand from someone who has a contract — legal, provided the landlord or the rent tribunal gave permission. Three rules protect you: never rent without that permission (the main tenant can lose their contract and you your home), never pay for the contract itself (trading in rental contracts is a criminal offence, for the buyer too), and know that excessive sublet rent is reclaimable. At the same time do register with the queues right away — 200 kronor a year in Stockholm, and every month counts.

This is step 1.2 of 32. The other 31 are ready for you — each with the same sources, the same counters and a planning that watches your dates.

And what you don't see here

This page shows the content. What a page can't show is the work the platform does for you afterwards:

  • The clocks that start running the moment you begin, and a nudge at the moment something is asked of you — not earlier.
  • Your documents in one place, with their expiry dates watched, so nothing lapses while you wait for something else.
  • The ticking off, together with your partner on the same journey.
  • The steps that drop out or appear based on your answers, so your plan holds only what really applies to you.

Ready to start on Sweden?

All 32 steps, set to your situation and with the deadlines watched. € 199 once, no subscription.

The departure guide

Five mails, and you see your whole journey

Not ready to start yet? Then we'll send you the departure guide for Sweden: five mails in a week and a half, with the order, the pitfalls and the real costs. After that one question about where your plans stand, and beyond that only a short update when something in Sweden really changes — at most one a month, no newsletter, and you can switch it off at any time.

Your address is used only for the guide and the monthly update. You can unsubscribe under every mail.

Ready to begin?

Thirty-six journeys are fully ready — Austria, Belgium, Croatia, Cyprus, Denmark, England, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Malta, Norway, Portugal, Spain, Sweden, Switzerland, Aruba, Bonaire, Curaçao, Sint Maarten, Canada, Panama, United States, Suriname, China, Dubai, Indonesia, Japan, Thailand, Turkey, South Africa, Australia and New Zealand: your step-by-step plan, your documents and your costs in one place, with the timing watched. Pay once, and it's yours.