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The plan for New Zealand, from the inside

These are all 36 steps of the New Zealand journey, exactly as they appear in your personal plan — with the lead time and the costs next to them. Not a brochure: this is the file that feeds the platform. Pick another country below if you're heading elsewhere.

Steps
36
Phases
5
Official sources
81
Only for your situation
9

Phase 1

6 steps

Orientation

New Zealand doesn't rank you and doesn't put you in a lottery: it sets a threshold and tells you straight away whether you're over it. But almost every door starts with an employer, and that makes the order here different from the other visa corridors.

  1. 1.1

    Understand the four doors

    Lead time
    reading step
    Costs
    none

    4 official sources

  2. 1.2

    The four years in which your foreign income stays untaxed

    Lead time
    an evening of calculating, and one decision you take only once
    Costs
    none

    2 official sources

  3. 1.3

    Test yourself against the hard limits

    Lead time
    an afternoon
    Costs
    none

    2 official sources

  4. 1.4

    Get a picture of what it's going to cost

    Lead time
    1-2 hours with the calculator
    Costs
    none
  5. 1.5

    Take the decision together

    Lead time
    no fixed time; take your time for it
    Costs
    none
  6. 1.6

    Choose your target date

    Lead time
    one moment, and it may shift later
    Costs
    none

Phase 2

7 steps

Job and visa

Without an accredited employer your application doesn't exist. Everything you collect here also has a use-by date — and the points rules change on 24 August 2026 — in eight days.

  1. 2.1

    Find a job with an accredited employer

    Lead time
    count on months, not weeks
    Costs
    none — the employer pays the accreditation

    2 official sources

  2. 2.2

    See whether your occupation is on the Green List

    Lead time
    an hour, but do it before you start applying
    Costs
    none

    3 official sources

  3. 2.3

    Pass your language test

    Lead time
    booking and sitting, a few weeks
    Costs
    IELTS in the Netherlands about € 283 per sitting

    2 official sources

  4. 2.4

    Have your occupation registered if that's needed

    Lead time
    varies strongly, count on months
    Costs
    differs per professional body

    2 official sources

  5. 2.5

    Medical examination and police certificates

    Lead time
    3-6 weeks
    Costs
    examination, chest X-ray and VOG per person

    2 official sources

  6. 2.6

    Lodge your EOI: the answer comes straight away

    Lead time
    filling it in takes an evening; the answer comes immediately
    Costs
    none — lodging an EOI is free

    2 official sources

  7. 2.7

    Lodge your application within four months

    Lead time
    lodging takes weeks, the assessment months
    Costs
    from NZ$ 6,450 per application

    2 official sources

Phase 3

11 steps

Closing the Netherlands

New Zealand is a treaty country for your AOW but not for your healthcare. And two things differ here from every European destination: your AOW stays taxed in the Netherlands, and for your protective assessment you have to provide security.

  1. 3.1

    Arrange your healthcare: there is no treaty route

    Lead time
    researching and taking out, 1-3 weeks
    Costs
    private cover as long as you have no right to public healthcare

    3 official sources

  2. 3.2

    AOW and pension: what comes along, and who taxes

    Lead time
    an afternoon of research; voluntary insurance possible up to 1 year after departure
    Costs
    voluntary AOW continuation 17.9% of your income (min € 569, max € 5,693 in 2026)

    5 official sources

  3. 3.3

    Know what you lose for tax, and provide security

    Lead time
    one good conversation with a tax adviser, plus arranging
    Costs
    advisory hours; with a bank guarantee also bank charges

    4 official sources

  4. 3.4

    Stop allowances and child benefit

    Lead time
    an hour
    Costs
    none

    3 official sources

  5. 3.5

    Deregister with the municipality

    Lead time
    15 minutes at the counter
    Costs
    none

    2 official sources

  6. 3.6

    Get your documents ready, with apostille

    Lead time
    1-2 weeks
    Costs
    apostille € 27 per document

    3 official sources

  7. 3.7

    Arrange DigiD and your vote

    Lead time
    an evening, plus an appointment
    Costs
    none

    2 official sources

  8. 3.8

    Partner comes along without a job of their own

    Lead time
    an evening together, then a few things to arrange
    Costs
    none — the consequences are in the article

    2 official sources

    Only if this applies to you

  9. 3.9

    Living partly in the Netherlands: the eight-month rule

    Lead time
    one decision, before you commit to anything else
    Costs
    none

    4 official sources

    Only if this applies to you

  10. 3.10

    The house in the Netherlands: sell, rent out or keep

    Lead time
    one conversation with the mortgage lender and one with a tax adviser
    Costs
    advisory hours; when renting out possibly an interest surcharge from the bank

    2 official sources

    Only if this applies to you

  11. 3.11

    Children staying in the Netherlands: DUO, healthcare and the house

    Lead time
    an evening, and after that one report a year
    Costs
    none

    1 official source

    Only if this applies to you

Phase 4

5 steps

Move

Two things decide this phase, and both are harder than people expect: the strictest biosecurity in the world, and the fact that New Zealand drives on the left.

  1. 4.1

    Clean your household contents — literally

    Lead time
    count on days of work, spread over weeks
    Costs
    none, except your own time

    3 official sources

    Only if this applies to you

  2. 4.2

    Book your container and know the exemption

    Lead time
    six to nine weeks' sailing, plus packing and clearing
    Costs
    container costs plus a goods levy per shipment

    2 official sources

    Only if this applies to you

  3. 4.3

    Your car stays here, and that's not a choice

    Lead time
    selling takes weeks; the export notification a day
    Costs
    RDW export notification € 12; no BPM refund

    3 official sources

    Only if this applies to you

  4. 4.4

    Arrange your pet: start six months in advance

    Lead time
    at least six months' preparation
    Costs
    vaccinations, titre test, permit, flight and ten days' quarantine

    2 official sources

    Only if this applies to you

  5. 4.5

    Travel day and the border

    Lead time
    the day itself, plus 24 hours before
    Costs
    none for the arrival declaration

    2 official sources

Phase 5

7 steps

Arrival in New Zealand

Your life here starts with two numbers and one ban: a bank account, an IRD number, and the fact that for now you may not buy a house.

  1. 5.1

    Open a bank account, preferably already from the Netherlands

    Lead time
    1-3 weeks; some banks open remotely
    Costs
    usually no opening costs

    1 official source

  2. 5.2

    Apply for your IRD number

    Lead time
    8-10 working days, or up to 20 days by email
    Costs
    none

    2 official sources

  3. 5.3

    Enrol with a GP, and know what ACC covers

    Lead time
    1-3 weeks
    Costs
    enrolment free; consultation at a discount for the enrolled

    2 official sources

  4. 5.4

    Exchange your driving licence

    Lead time
    one visit to an AA or VTNZ branch
    Costs
    exchange fee at the counter

    2 official sources

  5. 5.5

    Rent first — and know that you may not buy a house yet

    Lead time
    finding a home takes weeks to months
    Costs
    bond of at most four weeks' rent, plus rent in advance

    3 official sources

  6. 5.6

    Enrol the children at school

    Lead time
    1-3 weeks
    Costs
    state education is free for domestic students; voluntary contributions though

    2 official sources

    Only if this applies to you

  7. 5.7

    Get your New Zealand tax affairs on track

    Lead time
    an afternoon, and after that annually
    Costs
    none; KiwiSaver costs a percentage of your wage

    3 official sources

9 of these steps aren't always there. They appear only when your answers call them up — a pet, a car, children staying behind. That's the difference between a plan and a checklist in which you have to work out yourself what applies.

Look inside

This is what one step of your plan looks like

Not a brochure but the real thing: this is one of the steps of the New Zealand journey, exactly as it appears in your personal step-by-step plan — with the deadlines, the counters and the sources.

Step 1.2 of your plan

The four years in which your foreign income stays untaxed

Lead time
an evening of calculating, and one decision you take only once
Costs
none
Validity
48 months from the end of the month in which you become a tax resident

This is the find of this corridor, and it's in almost no Dutch guide. Whoever becomes a tax resident of New Zealand for the first time — and wasn't one in the ten years before — automatically gets a temporary exemption of about four years on almost all their foreign income. Interest, dividends, rent from your Dutch home, income from foreign investment funds: untaxed in New Zealand, for forty-eight months. You don't have to apply for anything; you get it if you meet the conditions.

Two things you need to know already, because they change your planning. Wages and income from personal services you earn abroad are not covered — it's about capital, not about work. And you can only get the exemption once in your life.

The sting is in the trade-off. If you apply for Working for Families — the New Zealand child scheme, including Best Start — the exemption ends, also if your partner applies for it. For a family with children and little foreign capital that's an easy choice; for whoever rents out a Dutch home or has a portfolio, it can make a difference of thousands of euros a year. Work it out before you apply for anything, not after.

Put the date on which the window closes in your diary straight away. After that the ordinary rules apply, including the FIF regime on foreign shares above NZ$ 50,000 purchase value — see step 5.7.

This is step 1.2 of 36. The other 35 are ready for you — each with the same sources, the same counters and a planning that watches your dates.

And what you don't see here

This page shows the content. What a page can't show is the work the platform does for you afterwards:

  • The clocks that start running the moment you begin, and a nudge at the moment something is asked of you — not earlier.
  • Your documents in one place, with their expiry dates watched, so nothing lapses while you wait for something else.
  • The ticking off, together with your partner on the same journey.
  • The steps that drop out or appear based on your answers, so your plan holds only what really applies to you.

Ready to start on New Zealand?

All 36 steps, set to your situation and with the deadlines watched. € 399 once, no subscription.

The departure guide

Five mails, and you see your whole journey

Not ready to start yet? Then we'll send you the departure guide for New Zealand: five mails in a week and a half, with the order, the pitfalls and the real costs. After that one question about where your plans stand, and beyond that only a short update when something in New Zealand really changes — at most one a month, no newsletter, and you can switch it off at any time.

Your address is used only for the guide and the monthly update. You can unsubscribe under every mail.

Ready to begin?

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