What changes financially when you move to Japan?
Tick where your income comes from. You then see which rules Japan and the Netherlands apply to your situation: which country may tax you, which schemes exist and how you get insured. With the source, so you can check it yourself.
This applies to everyone who moves. Tick above what applies to you, and the rest will appear.
Health insurance
How do you get insured, and what do you pay for it?
Your healthcare runs through the Japanese system
Your Dutch basic health insurance ends when you emigrate. In Japan you are insured through your employer or through the municipal health insurance.
Arrange that registration in your first weeks. It belongs to the same trip to the town hall as your address registration. Pensioners who move to an EU country stay insured through the CAK at Dutch expense, with the S1 form. Such an S1 route does not exist for Japan.
Where this comes from: The healthcare registration via employer or municipality from the knowledge article on the first weeks in Japan.
Read the whole storyWhat the Netherlands doesn't let go of
Which Dutch obligation travels with you?
Deductions and benefits do not travel with you
Japan falls outside the countries where qualifying non-resident taxpayer status applies. As a result, the mortgage interest deduction on a Dutch home you keep lapses. Child benefit and allowances lapse as well.
With qualifying non-resident taxpayer status you keep Dutch deductions as an emigrant, but only in certain countries. Set the stopping of your allowances in motion yourself. That way you avoid having to pay money back later. And factor the loss into your budget before you go.
Where this comes from: The circle of countries from the knowledge article on AOW, pension and tax in Japan and the stop list from the article on stopping allowances.
Read the whole storyFor inheritance and gifts the Netherlands counts you in for ten more years
The Inheritance Tax Act (Successiewet), the law on inheritance and gift tax, pretends an emigrated Dutch national still lives in the Netherlands for ten years. That applies on death and to gifts.
If you die within ten years of leaving, your heirs pay Dutch inheritance tax, as if you still lived here. What you give away in those years, to your children for example, falls under Dutch gift tax. So review your will and your gift plans before you leave. For a gift in the first year after you leave, this even applies to everyone who lived in the Netherlands, also without Dutch nationality.
- deemed residence
- 10 years
This is not tax advice
These are the rules that apply to your situation, not what they add up to for you. Japan is a treaty country: your accrued AOW (the Dutch state pension) goes with you in full and your pension years are added together. But the tax treaty has a reservation that depends on what you transfer to Japan. And the choice around the lump-sum (reclaiming your Japanese pension contributions) is irreversible. What the rules mean for you together is the work of a tax adviser who knows both countries. Take this list with you to that conversation.
Still deciding between countries? Put the rules of two or three countries side by side
Then actually doing it
Knowing which rules apply is the first half. The second is applying them in time: in the right order, without missing a deadline, and with your documents at hand.
Every step on one list, free
Not ready to start yet? Then you get the departure checklist for Japan: every step in order, to print and tick off. With it, five mails in a week and a half about the pitfalls and the real costs. If the rules for Japan change, you'll hear about it. After that we ask once where your plans stand, send one offer, and now and then one thing that fits your moment. No newsletter, and you can switch it off at any time.