What changes financially when you move to Suriname?
Tick where your income comes from. You then see which rules Suriname and the Netherlands apply to your situation: which country may tax you, which schemes exist and how you get insured. With the source, so you can check it yourself.
This applies to everyone who moves. Tick above what applies to you, and the rest will appear.
Health insurance
How do you get insured, and what do you pay for it?
No CAK route, and you arrange the evacuation cover yourself
Suriname is not a treaty country for healthcare, so your Dutch basic insurance stops when you deregister. For serious cases Suriname sends patients abroad, and that cover has to come from your own international policy.
Ask an international insurer whether it will accept you, before you take any step you cannot undo. There may be a gap between the end of your Dutch insurance and your first insured day. Cover it with bridging insurance. Also take a supply of the medication you use regularly. What is available in Suriname varies.
Where this comes from: The treaty-country list of the scheme for those living abroad (Suriname is not on it) and the healthcare article: the SZF basic package covers no private clinics and no evacuation, while complex cases go abroad.
Read the whole storyWhat the Netherlands doesn't let go of
Which Dutch obligation travels with you?
For inheritance and gifts the Netherlands counts you in for ten more years
The Inheritance Tax Act (Successiewet), the law on inheritance and gift tax, pretends an emigrated Dutch national still lives in the Netherlands for ten years. That applies on death and to gifts.
If you die within ten years of leaving, your heirs pay Dutch inheritance tax, as if you still lived here. What you give away in those years, to your children for example, falls under Dutch gift tax. So review your will and your gift plans before you leave. For a gift in the first year after you leave, this even applies to everyone who lived in the Netherlands, also without Dutch nationality.
- deemed residence
- 10 years
This is not tax advice
These are the rules that apply to your situation. What they add up to is not shown here. With Suriname the sum turns around. The Netherlands lets go of your AOW (the Dutch state pension) and your pension, once you apply for the wage tax exemption. With it, the Netherlands no longer withholds tax on them. Suriname then taxes your worldwide income (all your income, wherever it comes from) at its own rates. What that means net, and how the switch works without you paying tax twice, is the work of a tax adviser who knows both countries. Take this list with you to that conversation. Then you know which questions to ask.
Still deciding between countries? Put the rules of two or three countries side by side
Then actually doing it
Knowing which rules apply is the first half. The second is applying them in time: in the right order, without missing a deadline, and with your documents at hand.
Every step on one list, free
Not ready to start yet? Then you get the departure checklist for Suriname: every step in order, to print and tick off. With it, five mails in a week and a half about the pitfalls and the real costs. If the rules for Suriname change, you'll hear about it. After that we ask once where your plans stand, send one offer, and now and then one thing that fits your moment. No newsletter, and you can switch it off at any time.