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Residence routes to Chile: retired, living on income, work or family

Anyone who wants to live in Chile applies online, from abroad, for a residencia temporal from the Servicio Nacional de Migraciones. Retirees and people living on income have their own subcategory, without a fixed minimum amount. The permit is valid for at most two years; after 24 months you can apply for permanent residence.

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You move to Chile with a residencia temporal, a temporary residence permit that you apply for online, from abroad, with the Servicio Nacional de Migraciones (SERMIG). Retirees and people living on income have their own subcategory, jubilados y rentistas. What stands out: SERMIG gives no fixed amount. According to the subcategory, your pension must be enough for "at least your basic needs", measured against the indicators of the Chilean Ministry of Social Development.

The rules are in Ley 21.325, the migration law of 2021. A temporary residence permit is valid for two years at most and can be extended by two years at a time. After 24 months you can, as a rule, apply for the residencia definitiva, permanent residence.

Route Who Fees for Dutch citizens Valid
Permanencia transitoria tourist, no visa needed extension US$ 100 90 days, once +90
Residencia temporal, jubilados y rentistas pension or steady income from property or investments US$ 192 up to 2 years, renewable
Residencia temporal, actividades remuneradas salaried work or work on assignment US$ 321 up to 2 years, renewable
Residencia temporal as dependiente partner, and children under 18 (or under 24 and studying) US$ 15; children nothing as long as the main applicant
Residencia definitiva after 24 months of temporary residence 142,726 pesos unlimited

The dollar amounts are in the table per nationality that SERMIG cites on its fees page (Resolución Exenta 129194); you pay them in pesos. That resolution dates from 2020 and still uses the names from the old law. The page itself was updated on 1 October 2026.

Can you first go and look as a tourist?

Yes. With a Dutch passport you need no visa for a stay of 90 days or less, NederlandWereldwijd writes. You then get a permanencia transitoria: 90 days at most, extendable once by 90 days. That extension costs US$ 100.

As a tourist you cannot apply for temporary residence inside Chile. SERMIG says it plainly: the application is made from abroad, apart from a few exceptions, such as family ties with a Chilean. If you go and look first, plan a trip back before you submit the application.

What does the route for retirees ask?

You upload to SERMIG's digital portal:

  • a passport that, for an application from abroad, is still valid for at least a year;
  • a criminal record certificate from your country of origin or from every country where you lived in the last five years, if you are 18 or older, no older than 60 days;
  • a pension statement showing the amount and duration, with an apostille;
  • proof of the latest pension payment, also with an apostille.

Someone living on income shows instead the ownership of the property or the investments, and the income from them. For rented property the lease goes with it. For assets in Chile itself no foreign proof of ownership is needed; see buying a house in Chile.

Documents in a language other than Spanish or English need an official translation. A document from a private institution, such as your pension fund, must be uploaded within 30 days of issue, a government document within 60 days. How the AOW and your pension are taxed in Chile is in AOW, pension and tax.

Rather have everything for Chile on one list?

Then we'll send you the departure checklist for Chile, with every step in order, and five mails about the pitfalls and the real costs. You can switch it off at any time.

We use your address, and your departure date if you fill it in, only for the checklist, the guide and the mails after it. You can unsubscribe under every mail.

How does the application work?

You pay the fees before you complete the application, through the portal of the Chilean treasury. After approval you receive an email. You then have 120 working days to download the Estampado Electrónico, the digital proof of your residence. From the download you have 90 calendar days to enter Chile. Your permit only starts running on the day you arrive.

Within 30 days of arrival you request an appointment at the Registro Civil for your cédula de identidad. Anyone who forgets is fined half to two UTM under article 106 of the law. See registration and numbers.

A partner and children can come along as dependiente (article 74). Under the law a dependiente may work. If you are coming to work yourself, read working in Chile.

When can you stay permanently?

After 24 months with temporary residence you can apply for the residencia definitiva, if your subcategory allows it. You do so in the last 90 days before your temporary permit expires, not earlier. According to SERMIG, people with income or a pension may qualify after only 12 months; that is a possibility, not a right. Long absences extend the wait:

Months outside Chile Required length of stay
up to 2 24 months
2 to 6 30 months
6 to 12 36 months
more than 12 48 months

Permanent residence lapses if you are outside Chile for more than two consecutive years, unless you ask a Chilean consulate for an extension in the last 60 days of that period. You get that extension once, for two years. How the steps fit together is in the route to Chile.

In Vertrekklaar this is phase 1 of 5 of the journey, step 1.1: the same steps, but for your situation — in your order, tickable, and with the deadlines watched. See the whole journey to Chile or go straight to step 1.1 in the open plan.

Want to know more about this?

Then we'll send you the departure checklist for Chile, with every step in order, and five mails about the pitfalls and the real costs. You can switch it off at any time.

We use your address, and your departure date if you fill it in, only for the checklist, the guide and the mails after it. You can unsubscribe under every mail.

What this rests on

The facts in this article come from these official pages. Rules change. When in doubt, go by the source, not this article.

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