What changes financially when you move to Dubai?
Tick where your income comes from. You then see which rules Dubai and the Netherlands apply to your situation: which country may tax you, which schemes exist and how you get insured. With the source, so you can check it yourself.
This applies to everyone who moves. Tick above what applies to you, and the rest will appear.
Health insurance
How do you get insured, and what do you pay for it?
You arrange healthcare through your employer, without a gap
Your Dutch basic health insurance ends when you emigrate, and there is no CAK route to the Emirates. You are insured through the compulsory health policy your employer has to arrange in your emirate, topped up where needed.
The CAK route is the scheme through which some emigrants stay insured via the Netherlands for care in their new country. Plan the switch so that no uninsured weeks fall between cancelling your Dutch policy and the start of the new one. That gap is the real risk here.
Where this comes from: The cancellation sequence from the knowledge article on cancelling health insurance without a gap.
Read the whole storyWhat the Netherlands doesn't let go of
Which Dutch obligation travels with you?
Child benefit and allowances stop when you leave
Dutch child benefit, healthcare allowance and housing allowance stop when you emigrate to the Emirates. For child benefit, the quarter in which you leave is the last one.
Set the cancellation in motion yourself. That way you avoid having to pay money back later. Work the loss into the family budget before you go.
Where this comes from: The stop list from the knowledge article on stopping allowances on emigration.
Read the whole storyFor inheritance and gifts the Netherlands counts you in for ten more years
The Inheritance Tax Act (Successiewet), the law on inheritance and gift tax, pretends an emigrated Dutch national still lives in the Netherlands for ten years. That applies on death and to gifts.
If you die within ten years of leaving, your heirs pay Dutch inheritance tax, as if you still lived here. What you give away in those years, to your children for example, falls under Dutch gift tax. So review your will and your gift plans before you leave. For a gift in the first year after you leave, this even applies to everyone who lived in the Netherlands, also without Dutch nationality.
- deemed residence
- 10 years
This is not tax advice
These are the rules that apply to your situation. What they add up to is not shown here. Dubai pays the highest net of all destinations. But the zero per cent applies to your salary, not to your Dutch pension. And nothing at all is built up for you. What the rules together mean for you is for a tax adviser who knows both sides to work out. Take this list with you to that conversation.
Still deciding between countries? Put the rules of two or three countries side by side
Then actually doing it
Knowing which rules apply is the first half. The second is applying them in time: in the right order, without missing a deadline, and with your documents at hand.
Every step on one list, free
Not ready to start yet? Then you get the departure checklist for Dubai: every step in order, to print and tick off. With it, five mails in a week and a half about the pitfalls and the real costs. If the rules for Dubai change, you'll hear about it. After that we ask once where your plans stand, send one offer, and now and then one thing that fits your moment. No newsletter, and you can switch it off at any time.