NISS and número de utente: the two numbers that carry your Portuguese life
After the NIF come two more numbers: the NISS for work and social security, the número de utente for healthcare. Who applies for them, where, and the route pensioners take through the CAK — with a counter that arranges three numbers in one go.
Portugal hangs your life on numbers, and after the NIF (the tax number that opens everything) two more come: the NISS — Número de Identificação da Segurança Social — for work and social security, and the número de utente for healthcare. Neither is exciting, you need them both, and the order points itself out once you know who issues what.
The NISS: for whoever works
If you're going to work in Portugal, employed or self-employed, you need the NISS — without that number your employer can't register you with social security. The application is free and runs online, through the form for foreigners on the Segurança Social portal; an employer can also set it in motion for you.
What goes into the application: your identity document, proof of your employment situation (an employment contract, or a declaration of your activity as a self-employed person) and your residence document. After that you receive a registered letter with instructions to collect the number in person at a Segurança Social counter — bring your identity document.
The número de utente: for healthcare
You get the healthcare number from the public healthcare service itself: it's assigned at your first visit to a centro de saúde or hospital, and you can also simply apply for it there without needing care. Choose the centro de saúde of your own residential area — that's where you belong administratively and that's where you also register for a GP.
The number alone isn't cover: the número de utente identifies you in the system, but who bears the bill depends on your situation — work in Portugal, the S1 form, or your own insurance. So arrange the cover first; only then does the number feel like something worth having.
Retired? Then your route runs through the CAK
Whoever moves to Portugal with a Dutch pension or Dutch benefit is obliged to arrange healthcare through the CAK — you can't keep the Dutch basic insurance on emigration. Preferably report your move two months before departure; the CAK assesses the application within four weeks and then sends you the S1 form.
You hand that S1 in in Portugal at the district office of the Segurança Social (the Centro Distrital) — not at the SNS itself. Once that's arranged, the centro de saúde of your place of residence assigns you the número de utente and you're in the system like every resident, with the Netherlands as payer in the background.
If you leave before your AOW age (the Dutch state pension age), watch the date. The CAK route is expected to be open from 1 November 2026 only to new registrants with a statutory benefit — AOW, Anw, WAO, WIA or Wajong. Whoever brings only an early-retirement pension, an RVU payment or an early-drawn occupational pension then falls outside it and arranges cover in Portugal themselves until AOW age. Whoever is already a CAK client keeps their rights. What exactly changes, and what you can do now.
The shortest route: three numbers in one go
There's a counter that shortens this whole article: at a number of Espaços Cidadão, foreigners with an address in Portugal can apply for the NIF, the NISS and the número de utente in one go. Not every Espaço Cidadão does it and the queue isn't legendary for nothing — but whoever has one nearby replaces three counters with it. Check the current list on gov.pt before you go.
The order of all this is less strict than it seems: the NIF comes first (ideally you arrange that from the Netherlands already), the rest follows as soon as you have an address. What you mostly shouldn't do is wait until you need something — you arrange a healthcare number on a quiet Tuesday, not on the day you have a fever.
What this rests on
The facts in this article come from these official pages. Rules change — when in doubt the source is leading, not this article.
- gov.pt — applying for the número de utente — gov.pt
- gov.pt — applying for the NIF and NISS as a foreigner (guide) — gov.pt
- gov.pt — applying for the NIF, NISS and utente in one go (Espaço Cidadão) — gov.pt
- SNS — healthcare from abroad, where the S1 lands — sns.gov.pt
- NederlandWereldwijd — health insurance through the CAK with a pension or benefit — nederlandwereldwijd.nl
- CAK — emigrating on early retirement, the expected change from 1 November 2026 — hetcak.nl
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