Your first weeks in Costa Rica: fingerprints, lodging, and then waiting with the clock in hand
The first weeks in Costa Rica revolve around one file: you have your fingerprints taken, you register with the embassy, your lawyer lodges the application before the 180 days of your tourist stay are up, and then you wait. In those waiting months more is possible than the brochure says — a rental contract, a bank account on your passport — and one thing is not: the Caja, which only starts with approval, and then immediately.
You land as a tourist, and that is the idea: the Netherlands is in the first group of the visa guidelines and gets up to 180 days at the border without a visa. Within those 180 days your application must be with the DGME, and that is the only hard clock of the first months. Costs: 200 dollars for the change of category as a non-resident, on top of the fees and the lawyer. The trap is the waiting time after that. The decision takes months, and in that time you live on your Dutch policy and your Dutch driving licence — but not without an address, not without a bank, and soon not without the Caja.
Week one: fingerprints and the embassy
Two things the file needs and that you can only do in Costa Rica. The regulation (article 61 bis) requires with every application the proof of the taking of fingerprints by the Ministerio de Seguridad Pública; that is a morning in San José. And article 12 asks for the inscripción consular: registration with the representation of your own country, for Dutch people the embassy in San José, a requirement applied again since 16 October 2023. Arrange both in the first week, because the rest of the file has an expiry date.
Week two: lodging, before the six months are up
Article 10 of the regulation: a document without its own validity period may not be older than six months at lodging. Your birth certificate, your police certificate and your pension statement were apostilled and translated in the Netherlands; every week the file waits ticks off those six months. Your lawyer lodges with the DGME, with the 200 dollars for the change of category (article 89 of the law), and you receive a receipt with a file number. That receipt is your only document until the decision: keep it like your passport. What exactly is in the file is in the residence routes to Costa Rica.
The waiting months: what is possible
An address. Renting is possible from day one, on your passport, and the tenancy law gives you more rights than the landlord will mention — see renting in Costa Rica. The contract and the receipts will be your proof of address.
A bank account. The supervision rules name the passport as valid identification for non-residents; whether a bank actually opens the account is its policy. Ask at more than one bank, with the origin of your money on paper — see banking and paying in Costa Rica.
School. The school year runs from February to December; children can join as soon as the recognition of their Dutch years is done — see school in Costa Rica.
Not the driving licence. The MOPT homologates a foreign licence only with a valid residence status, in person and by appointment, for 5,000 colones plus bank charges. Until then you drive on your Dutch licence.
Approval: the Caja in the same week
As soon as the DGME approves, the clock most often missed starts. Article 32 of the regulation says that "once the resolution has been notified" you apply to the Caja for affiliation, and the Caja's guidelines let you do that with the resolution of approval and your passport — the card need not be there yet. Article 80 of the law requires at renewal that you have been insured "from the moment of the grant and without interruption". So go to the sucursal in the week of the resolution, not in the week of the card. What it costs is in healthcare in Costa Rica.
After that you collect the DIMEX, have the driving licence homologated, and report your new address in writing to the DGME — the reporting duty of article 33, set out in the article on DIMEX and registration.
The order, with the clocks
| When | What | Clock |
|---|---|---|
| Week 1 | fingerprints at the security ministry; registration at the embassy | no deadline, but the file waits for them |
| Week 2 | the application at the DGME, through your lawyer | within 180 days of arrival; documents at most six months old |
| Waiting months | rental contract, bank account on your passport, school | the decision takes months |
| The resolution | affiliation with the Caja with resolution and passport | the same week; uninterrupted until renewal |
| After that | collect the DIMEX, homologate the licence, report the address | renewal before the card's expiry date |
The 180 days and the six months run against each other. The later you lodge, the older your Dutch documents are. Whoever has the apostilles put on in the Netherlands on the departure date and lodges in the second week has room on both sides; whoever looks around for three months first redoes the police certificate.
What isn't here is this order as a tickable list with the dates alongside; that is the journey to Costa Rica itself.
In Vertrekklaar this is phase 5 of 5 of the journey, step 5.1: the same steps, but for your situation — in your order, tickable, and with the deadlines watched. See the whole journey to Costa Rica or go straight to step 5.1 in the open plan.
What this rests on
The facts in this article come from these official pages. Rules change — when in doubt the source is leading, not this article.
- DGME — Directrices generales de visas AJ-484-11-2025: the Netherlands in the first group, up to 180 days without a visa — icoder.go.cr
- Ley 8764, articles 33, 80 and 89 — the reporting duty, the Caja from the grant, and the 200 dollars for a change of category — pgrweb.go.cr
- Reglamento de Extranjería (decree 37112-G), articles 10, 12, 32 and 61 bis — six months, the consular registration, the Caja after the resolution and the proof of fingerprints — pgrweb.go.cr
- CCSS — the guidelines for voluntary insurance: affiliating with the resolution of approval and your passport — pgrweb.go.cr
- SUGEF — guidelines under acuerdo 13-19: the passport as valid identification for non-residents — sugef.fi.cr
- MOPT — homologation of a foreign driving licence: in person, by appointment, 5,000 colones — mopt.go.cr
Read on
- Costa RicaAankomst in Costa Rica4 min
Banking and paying in Costa Rica: what the bank must ask, the 22-character IBAN and SINPE Móvil
The supervisor SUGEF prescribes precisely what a bank must know about you before it opens an account, and which identity document counts: the passport for whoever is not yet a resident, the DIMEX after that. What the bank asks on top is its own policy. After that you pay with an IBAN of 22 characters and with SINPE Móvil, the central bank's system that ties an account in colones to your phone number.
Updated 26 September 2026
- Costa RicaAankomst in Costa Rica5 min
DIMEX, Caja and your address: registering in Costa Rica, from fingerprints to renewal
Costa Rica has no municipal registration; what takes its place is a series of notifications to the DGME and the Caja that together carry your right of residence. Fingerprints at the security ministry, a registration with your own embassy that has been compulsory again since October 2023, documents at most six months old, the Caja straight after approval, and every change of address in writing. What the law asks, and what the regulation has added since 2022.
Updated 26 September 2026
- Costa RicaAankomst in Costa Rica5 min
Buying a house in Costa Rica: the two hundred metres, the five years, and 1.5 percent
A foreigner may buy anywhere in Costa Rica in their own name, with one boundary: the first two hundred metres from the high-water line belong to the state. The first fifty metres are public, the next hundred and fifty only in concession — and a foreigner only gets that after five years of living there. Outside that you pay 1.5 percent transfer tax, stamps and the notary, and on sale 15 percent on the gain.
Updated 26 September 2026